64 Ruth Blvd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 64 Ruth Blvd, Commack, NY 11725

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 1,205 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Oct 1998)
Tax Bill	$14,197 (2024)
Deeds & Mortgages	Aug 2025 Refinance Feb 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 88.-3-23`

Property Details

APN / Parcel Number

Primary APN	`473489 88.-3-23`
Alternative APNs	`0800-088.00-03.00-023.000` `348908800000030230000000` `47340021411`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	64 RUTH BLVD
City	COMMACK
State	NY
Zip	11725-2121
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	9-362151 TC-52 *2881 LOT 21 BLK 1 HAVEMEYER COURT SEC 3
Legal Subdivision	HAVEMEYER COURT SEC 3
Legal Block	3
Legal Lot Number	23
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2009
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 RUTH BLVD, COMMACK, NY 11725-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jul 10, 2019	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA
Feb 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1998 · Amount on Record
Deed Sale	Oct 28, 1998 · Amount on Record
Prior Sale	Oct 2, 1998
Deed Book / Page	11925 / 415
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	64 RUTH BLVD, COMMACK, NY 11725-2121
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236760586
Date	Aug 14, 2025
Book Page	23676/586

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	64 RUTH BLVD, COMMACK, NY 11725-2121
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234860480
Date	Feb 27, 2023
Book Page	23486/480

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	64 RUTH BLVD, COMMACK, NY 11725-2121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230400809
Date	Jul 10, 2019
Book Page	23040/809
Instrument	DK011388

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	64 RUTH BLVD, COMMACK, NY 11725-2121
Document Number	0229030259
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	ISGN FULFILLMENT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 RUTH BLVD COMMACK NY 117252121, COMMACK, NY 11725-2121

Mortgage

Document Number	0229030259
Date	Feb 23, 2018
Book Page	022903/000259

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,145 (-) Land $300 Building $4,845	$643,125 (+10,774.62%) Land $37,500 Building $605,625
2024	$14,197.00
2023		$5,145 Land $300 Building $4,845	$5,914 Land $345 Building $5,569

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures