63 Ruth Blvd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 63 Ruth Blvd, Commack, NY 11725 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,572 sqft · built 1970
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Nov 2022)
Tax Bill	$16,551 (2024)
Deeds & Mortgages	Nov 2022 Sale & Refinance Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 91.-1-4`

Property Details

APN / Parcel Number

Primary APN	`473489 91.-1-4`
Alternative APNs	`0800-091.00-01.00-004.000` `348909100000010040000000` `47340021925`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,549 sqft
1st Floor Area	1,286 sqft
2nd Floor Area	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	43,996 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	63 RUTH BLVD
City	COMMACK
State	NY
Zip	11725-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-362426 TC-52 *2881 LOT 1 BLK 3 HAVEMEYER COURT SEC 3
Legal Subdivision	MAP OF HAVEMEYER CT
Legal Block	1
Legal Lot Number	4
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2008
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 91.-1-4

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	63 RUTH BLVD, COMMACK, NY 11725-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed, Transfer · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit NORTHEASTERN OPERATING ENGINEE
May 09, 2017	Grant Deed, Transfer INTRACOASTAL ABSTRACT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	May 09, 2017 · Amount on Record
Deed Book / Page	13178 / 912
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 22, 2022
Property Address	63 RUTH BLVD, COMMACK, NY 11725-2115
Document Number	0131780912
Book / Page	13178 / 912
Instrument Date	Sep 24, 2022
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EVERGREEN PL, DEER PARK, NY 11729-3707

Mortgage

Document Number	0234630490
Date	Nov 22, 2022
Book Page	23463/490

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	63 RUTH BLVD, COMMACK, NY 11725-2115
Document Number	0231910200
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 RUTH BLVD COMMACK NY 117252115, COMMACK, NY 11725-2115

Mortgage

Document Number	0231910200
Date	Nov 02, 2020
Book Page	023191/000200

Lender

Name	NORTHEASTERN OPERATING ENGINEE
Address	WHITESTONE, NY 11357

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 09, 2017
Property Address	63 RUTH BLVD, COMMACK, NY 11725-2115
Document Number	0129110878
Book / Page	012911 / 000878
Instrument Date	Apr 24, 2017
Transaction Type	Transfer
Record Updated	Sep 05, 2017
Title Company	INTRACOASTAL ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$2,080.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 RUTH BLVD COMMACK NY 117252115, COMMACK, NY 11725-2115

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,032 (-) Land $940 Building $5,092	$754,000 (+10,775.52%) Land $117,500 Building $636,500
2024	$16,551.00
2023		$6,032 Land $940 Building $5,092	$6,933 Land $1,080 Building $5,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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