Augusta County property record for 64 Our Ln, Stuarts Draft, VA 24477 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,892 sqft · built 1976 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jul 2022) |
| Tax Bill | $1,924 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074 98H |
| Primary APN | 074 98H |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,892 sqft Gross Area |
| 1st Floor Area | 1,166 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 1,165 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 811 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 64 OUR LN |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74-98H E OFF RT 654 AT WHITE HILL 5.000 AC |
| Legal Subdivision | WHITE HILL |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | RIVERHEADS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 71102 |
Source: Augusta County records · APN 074 98H
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed, Transfer · Stand-Alone First Mortgage VIRGINIA CREDIT UNION |
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERSTONE MORTGAGE CORP |
| Jul 14, 2022 | Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Aug 01, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Aug 01, 2018 · Amount on Record |
| Deed Document Number | 20226192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Nov 18, 2022 |
| Property Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 0220010163 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 220010163 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 0220010164 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 220010164 |
| Name | VIRGINIA CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Dec 01, 2032 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210002887 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 210002887 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jul 14, 2022 |
| Property Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 0220006192 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 220006192 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 0220006193 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 220006193 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Aug 01, 2018 |
| Property Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 000180005775 |
| Instrument Date | Aug 01, 2018 |
| Instrument | 000180005775 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 OUR LN, STUARTS DRAFT, VA 24477-3117 |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,924.00 | $370,100 (-) Land $79,300 Building $290,800 | |
| 2025 | $1,924.00 (+32.05%) | $370,100 (+60.01%) Land $79,300 Building $290,800 | |
| 2024 | $370,100 (+60.01%) Land $79,300 Building $290,800 | ||
| 2023 | $1,457.00 | $231,300 Land $83,000 Building $148,300 | $231,300 Land $83,000 Building $148,300 |
Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510150711023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 45% of the US · above 72% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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