Augusta County property record for 39 Our Ln, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,223 sqft · built 1972 |
| Lot Size | 0.976 acres (42,515 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,000 (Jul 2022) |
| Tax Bill | $1,394 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074 98D |
| Primary APN | 074 98D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,223 sqft Gross Area |
| 1st Floor Area | 1,397 sqft |
| Basement Area | 1,327 sqft |
| Finished Basement | 664 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,515 sqft (0.976 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Storage Building | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 39 OUR LN |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GENERAL AG |
| Legal Description | 74-98D WHITE HILL E RT 831 LOT B 0.976 ACRES |
| Legal Subdivision | WHITE HILL |
| Legal Lot Number | B |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | RIVERHEADS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 71102 |
Source: Augusta County records · APN 074 98D
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Jul 28, 2022 | Deed, Transfer · Stand-Alone First Mortgage FIRST HERITAGE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Deed Document Number | 20226749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 39 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000180004465 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 000180004465 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jul 28, 2022 |
| Property Address | 39 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 0220006749 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 220006749 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39 OUR LN, STUARTS DRAFT, VA 24477-3117 |
| Document Number | 0220006750 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 220006750 |
| Name | FIRST HERITAGE MTG |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,394.00 | $268,200 (-) Land $55,000 Building $213,200 | |
| 2025 | $1,394.00 (+13.15%) | $268,200 (+37.12%) Land $55,000 Building $213,200 | |
| 2024 | $268,200 (+37.12%) Land $55,000 Building $213,200 | ||
| 2023 | $1,232.00 | $195,600 Land $55,000 Building $140,600 | $195,600 Land $55,000 Building $140,600 |
Source: FEMA National Flood Hazard Layer as of March 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH RIVER SANITARY DISTRICT serves 26,083 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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