64 Laurence St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 64 Laurence St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,247 sqft · built 1956
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Jun 2008)
Tax Bill	$3,730 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07565 P:0011`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07565 P:0011`
Alternative APN	`75650011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	891 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,926 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	75650011
Street Address	64 LAURENCE ST
City	SPRINGFIELD
State	MA
Zip	01104-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3010
Census Tract	800300

Owner

64 Laurence St is owned and occupied by an individual who bought it in June 2008.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	64 LAURENCE ST, SPRINGFIELD, MA 01104-2610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 3, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2008 · Amount on File
Deed Sale	Jun 26, 2008 · Amount on File
Deed Document Number	200842820
Deed Book / Page	17365 / 196
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 9, 2026
Property Address	64 LAURENCE ST, SPRINGFIELD, MA 01104-2610
Document Number	0000043808
Book / Page	26501 / 76
Instrument Date	Aug 7, 2026
Instrument	202643808
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LAURENCE ST, SPRINGFIELD, MA 01104-2610

Mortgage

Document Number	0000043808,
Date	Sep 9, 2026
Book Page	26501/76
Instrument	202643808

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	64 LAURENCE ST, SPRINGFIELD, MA 01104-2610
Document Number	22745-355
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 LAURENCE ST SPRINGFIELD MA 011042610, SPRINGFIELD, MA 01104-2610

Mortgage

Document Number	22745-355
Date	Jul 9, 2019
Book Page	022745/000355
Instrument	37179

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 8, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 64 Laurence St was $3,730, down 0.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,730.00 (-0.8%)	$241,300 (+0.63%) Land $37,300 Building $204,000	$265,467 (+3.5%)
2025	$3,760.00	$239,800 Land $38,800 Building $201,000	$256,500 (+10.11%)
2024			$232,940
2023	$2,658.00	$155,900 Land $34,400 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Laurence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Laurence St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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