41 Laurence St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 41 Laurence St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,772 sqft · built 2017
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Sep 2017)
Tax Bill	$5,568 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07565 P:0036`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07565 P:0036`
Alternative APN	`75650036`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	75650036
Street Address	41 LAURENCE ST
City	SPRINGFIELD
State	MA
Zip	01104-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	800300

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 LAURENCE ST, SPRINGFIELD, MA 01104-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 21, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 29, 2017	Quit Claim Deed, Transfer · Conventional with PMI FREEDOM CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	201757927
Deed Book / Page	21883 / 255
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 27, 2026
Property Address	41 LAURENCE ST, SPRINGFIELD, MA 01104-2607
Document Number	026346-108
Book / Page	26346 / 108
Instrument Date	May 9, 2026
Instrument	202623340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LAURENCE ST, SPRINGFIELD, MA 01104-2607

Mortgage

Document Number	0000023340,
Date	May 27, 2026
Book Page	26346/108
Instrument	202623340

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	41 LAURENCE ST, SPRINGFIELD, MA 01104-2607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025425-582
Date	May 21, 2024
Book Page	25425/582
Instrument	21753

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 29, 2017
Property Address	41 LAURENCE ST, SPRINGFIELD, MA 01104-2607
Document Number	21883-255
Book / Page	021883 / 000255
Instrument Date	Sep 29, 2017
Instrument	57927
Transaction Type	Transfer
Record Updated	Aug 27, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,157.85
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 ELDRIDGE ST #1R SPRINGFIELD MA 011083049, 1R, SPRINGFIELD, MA 01108-3049

Mortgage

Document Number	21883-257
Date	Sep 29, 2017
Book Page	021883/000257
Instrument	57928

Lender

Name	FREEDOM CU

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Mortgage

Document Number	21883-272,
Date	Sep 29, 2017
Book Page	021883/000272
Instrument	57929

Lender

Name	MASSACHUSETTS HSNG PARTNER FUN
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,568.00 (+3.67%)	$355,100 (+12.73%) Land $37,200 Building $317,900	$378,670 (+3.64%)
2024			$365,370
2023	$5,371.00	$315,000 Land $32,900 Building $282,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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