Cooke County property record for 64 High Cliff Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | built 2005 |
| Lot Size | 0.503 acres (21,924 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 7712-009-00026 |
| Primary APN | 7712-009-00026 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 21,924 sqft (0.503 acres) |
| Boat Access | Boat Access |
| Account Number | 7712-009-00026 |
|---|---|
| Street Address | 64 HIGH CLIFF DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS; LOT 26; SEC 9 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 26 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 200 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 383, CELINA, TX 75009-6806 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 |
| Deed Sale | Dec 23, 2025 |
| Prior Sale | Dec 23, 2025 |
| Deed Document Number | 20259400 |
| Deed Book / Page | 2755 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 64 HIGH CLIFF DR, GAINESVILLE, TX 76240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2345/76 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 2345/76 |
| Instrument | 2020-05320 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (+1.5%) | $194,403 (+1%) Land $194,403 | $194,403 (+1%) Land $194,403 |
| 2024 | $2,270.00 (-7.23%) | ||
| 2023 | $176,730 Land $166,090 Building $10,640 | $176,730 Land $166,090 Building $10,640 | |
| 2022 | $2,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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