Cooke County property record for 228 High Cliff Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2020 |
| Lot Size | 0.586 acres (25,544 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,398 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7712-005-00010 |
| Primary APN | 7712-005-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,838 sqft |
| 1st Floor Area | 1,870 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 25,544 sqft (0.586 acres) |
| Porch | Slab |
| Deck Area | 525 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7712-005-00010 |
|---|---|
| Street Address | 228 HIGH CLIFF DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS; LOT 10; SEC 5 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 10 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 200 |
228 High Cliff Dr, a single family home, is owned by two individuals.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14128 TANGLEWOOD DR, DALLAS, TX 75234-3852 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 228 HIGH CLIFF DR, GAINESVILLE, TX 76240 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | PROVIDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 2373/168 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 2373/168 |
| Instrument | 2020-08956 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHLAKE, TX 76092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 228 High Cliff Dr was $9,398, up 1.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,398.00 (+1.85%) | $792,782 (+1.86%) Land $431,717 Building $361,065 | $792,782 (+1.86%) Land $431,717 Building $361,065 |
| 2025 | $9,227.00 (+4.08%) | $778,338 Land $417,273 Building $361,065 | $778,338 Land $417,273 Building $361,065 |
| 2024 | $8,865.00 | ||
| 2023 | $632,499 Land $318,962 Building $313,537 | $632,499 Land $318,962 Building $313,537 | |
| 2022 | $8,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 High Cliff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 High Cliff Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 52% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures