64 Harber St, Commerce, GA 30529 Property Records

Jackson County property record for 64 Harber St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1965
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jun 2021)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C04 043`

Property Details

APN / Parcel Number

Primary APN	`C04 043`
Alternative APN	`8413`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Patio Area	40 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8413
Street Address	64 HARBER ST
City	COMMERCE
State	GA
Zip	30529-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 & PART LOT 9 LJ SHARP EST SUBD
Legal Subdivision	LJ SHARP EST SUBD
Legal Lot Number	8
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4001
Census Tract	10400

Owner

64 Harber St is owned and occupied by two individuals who bought it in June 2021.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 HARBER ST, COMMERCE, GA 30529-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage METRO MORTGAGE OF GEORGIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Aug 30, 2001
Deed Document Number	20212921
Deed Book / Page	96S / 14
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	64 HARBER ST, COMMERCE, GA 30529-2008
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HARBER ST, COMMERCE, GA 30529-2008

Mortgage

Document Number	00103K0000000488
Date	Jul 29, 2022
Book Page	000000103K/0000000488

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 14, 2021
Property Address	64 HARBER ST, COMMERCE, GA 30529-2008
Document Number	00096S0014
Book / Page	96S / 14
Instrument Date	Jun 14, 2021
Instrument	2021-002921
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HARBER ST, COMMERCE, GA 30529-2008

Mortgage

Document Number	00096S0000000016
Date	Jun 22, 2021
Book Page	000000096S/0000000016

Lender

Name	METRO MORTGAGE OF GEORGIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 64 Harber St was $1,158 with a homeowner's exemption, up 8.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,408 (-) Land $14,840 Building $30,568	$113,520 (-) Land $37,100 Building $76,420
2025	$1,158.00 (+8.12%) Homeowner's exemption	$45,408 (+15.11%) Land $14,840 Building $30,568	$113,520 (+15.11%) Land $37,100 Building $76,420
2024	$1,071.00 (+96.88%) Homeowner's exemption	$39,448 (+10.04%) Land $8,880 Building $30,568	$98,620 (+10.04%) Land $22,200 Building $76,420
2023	$544.00 (-39.01%) Homeowner's exemption	$35,848 (+27.08%) Land $8,880 Building $26,968	$89,620 (+27.08%) Land $22,200 Building $67,420
2022	$892.00 Homeowner's exemption	$28,208 Land $6,680 Building $21,528	$70,520 Land $16,700 Building $53,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 64 Harber St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Harber St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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