15 Harber St, Commerce, GA 30529 Property Records

Jackson County property record for 15 Harber St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,055 sqft · built 2014
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2019)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C05 069`

Property Details

APN / Parcel Number

Primary APN	`C05 069`
Alternative APN	`8594`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,055 sqft Heated Area
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	248 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8594
Street Address	15 HARBER ST
City	COMMERCE
State	GA
Zip	30529-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	0.57 ACRE PLAT BOOK 65 PAGE 73
Legal Subdivision	GERALD WILLOUGHBY
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4000
Census Tract	10400

Owner

15 Harber St is owned and occupied by an individual who bought it in June 2019.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15 HARBER ST, COMMERCE, GA 30529-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Aug 4, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 21, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	20192121
Deed Book / Page	84Z / 234
Prior Transfer Date	Apr 26, 2000
Prior Transfer Doc	0021000020
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	15 HARBER ST, COMMERCE, GA 30529-2010
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARBER ST, COMMERCE, GA 30529-2010

Mortgage

Document Number	00110M0000000186
Date	Apr 15, 2024
Book Page	000000110M/0000000186

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	15 HARBER ST, COMMERCE, GA 30529-2010
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARBER ST, COMMERCE, GA 30529-2010

Mortgage

Document Number	00097M0000000376
Date	Aug 4, 2021
Book Page	000000097M/0000000376

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	15 HARBER ST, COMMERCE, GA 30529-2010
Document Number	00091A0242
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARBER ST COMMERCE GA 305292010, COMMERCE, GA 30529-2010

Mortgage

Document Number	00091A0242
Date	Aug 17, 2020
Book Page	00091A/000242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-2035

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2035

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 21, 2019
Property Address	15 HARBER ST, COMMERCE, GA 30529-2010
Document Number	00084Z0234
Book / Page	00084Z / 000234
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARBER ST COMMERCE GA 305292010, COMMERCE, GA 30529-2010

Mortgage

Document Number	84Z0235
Date	Jun 21, 2019
Book Page	00084Z/000235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15 Harber St was $3,714, up 4.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,080 (-) Land $24,480 Building $114,600	$347,700 (-) Land $61,200 Building $286,500
2025	$3,714.00 (+4.09%)	$139,080 (+7.58%) Land $24,480 Building $114,600	$347,700 (+7.58%) Land $61,200 Building $286,500
2024	$3,568.00 (+4.69%)	$129,280 (+12.3%) Land $14,680 Building $114,600	$323,200 (+12.3%) Land $36,700 Building $286,500
2023	$3,408.00 (+16.83%)	$115,120 (+27.97%) Land $14,680 Building $100,440	$287,800 (+27.97%) Land $36,700 Building $251,100
2022	$2,917.00	$89,960 Land $11,000 Building $78,960	$224,900 Land $27,500 Building $197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Harber St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Harber St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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