64 Ginger Lake Dr, Rock Spring, GA 30739 Property Records

Walker County property record for 64 Ginger Lake Dr, Rock Spring, GA 30739

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 2017
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,400 (Mar 2018)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0317 050`

Property Details

APN / Parcel Number

Primary APN	`0317 050`
Alternative APN	`16230`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,488 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Depth	134 ft Depth
Garage Area	483 sqft
Porch	Open Porch
Porch Area	232 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16230
Street Address	64 GINGER LAKE DR
City	ROCK SPRING
State	GA
Zip	30739-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 83 GINGER LAKE ESTATES PHASE 1
Legal Subdivision	GINGER LAKE ESTATES
Legal Phase	1
Legal Lot Number	83
Jurisdiction	WALKER GA
Township / Civil Division	ROCK SPRING
Census Block Group	1
Census Block	1006
Census Tract	20601

Owner

Source: Walker County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Line of Credit PEACH STATE FEDERAL CREDIT UNION
Oct 11, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 23, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TJC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Sep 25, 2006
Deed Document Number	0000197523
Deed Book / Page	1975 / 23
Last Transfer Date	Mar 23, 2018
Transfer Doc	0019750023
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735

Mortgage

Document Number	0023430000000603
Date	Jun 21, 2024
Book Page	0000002343/0000000603

Lender

Name	PEACH STATE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jan 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735

Mortgage

Document Number	0022540000000097
Date	Oct 11, 2022
Book Page	0000002254/0000000097

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735
Document Number	0021330802
Instrument Date	Feb 10, 2021
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	64 GINGER LAKE DR ROCK SPRING GA 307392735, ROCK SPRING, GA 30739-2735

Mortgage

Document Number	0021330802
Date	Feb 22, 2021
Book Page	002133/000802

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 21, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735
Document Number	0020690827
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 GINGER LAKE DR ROCK SPRING GA 307392735, ROCK SPRING, GA 30739-2735

Mortgage

Document Number	0020690827
Date	Feb 19, 2020
Book Page	002069/000827

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 18, 2045

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Mar 23, 2018
Property Address	64 GINGER LAKE DR, ROCK SPRING, GA 30739-2735
Document Number	0019750023
Book / Page	001975 / 000023
Instrument Date	Mar 16, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2018
Title Company	REALTY CENTER TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 GINGER LAKE DR ROCK SPRING GA 30739, ROCK SPRING, GA 30739

Mortgage

Document Number	19750025
Date	Mar 23, 2018
Book Page	001975/000025

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: Walker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (-9.62%) Homeowner's exemption	$129,675 (-3.46%) Land $14,000 Building $115,675	$324,187 (-3.46%) Land $35,000 Building $289,187
2023	$2,994.00 (+9.19%)	$134,319 Land $14,000 Building $120,319	$335,797 Land $35,000 Building $300,797
2022	$2,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE serves 18,177 people · EPA ID GA2950002
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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