53 Ginger Lake Dr, Rock Spring, GA 30739 Property Records

Walker County property record for 53 Ginger Lake Dr, Rock Spring, GA 30739

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,462 sqft · built 2018
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2026)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0317 028`

Property Details

APN / Parcel Number

Primary APN	`0317 028`
Alternative APN	`16208`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,462 sqft Heated Area
1st Floor Area	1,462 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Area	550 sqft
Porch	Patio
Porch Area	232 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16208
Street Address	53 GINGER LAKE DR
City	ROCK SPRING
State	GA
Zip	30739-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 GINGER LAKE ESTATES PHASE 1
Legal Subdivision	GINGER LAKE ESTATES
Legal Phase	1
Legal Lot Number	3
Jurisdiction	WALKER GA
Township / Civil Division	ROCK SPRING
Census Block Group	1
Census Block	1006
Census Tract	20601

Owner

Source: Walker County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 1, 2023	Warranty Deed, Transfer
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 11, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	May 3, 2023 · Amount on Record
Deed Document Number	20264662
Deed Book / Page	2409 / 428
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Jul 1, 2026
Property Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701
Document Number	0000004662
Book / Page	2409 / 428
Instrument Date	Jul 1, 2026
Instrument	20264662
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701

Mortgage

Document Number	0000000046,
Date	Jul 1, 2026
Book Page	2409/430
Instrument	202646

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	May 1, 2023
Property Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701
Document Number	0022820691
Book / Page	2282 / 691
Instrument Date	May 1, 2023
Instrument	2023-001060
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Jun 3, 2022
Property Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701
Document Number	0022330173
Book / Page	2233 / 173
Instrument Date	Jun 3, 2022
Instrument	2022-001524
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701

Mortgage

Document Number	0022330000000176
Date	Jun 3, 2022
Book Page	0000002233/0000000176

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701
Document Number	0020730560
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 GINGER LAKE DR ROCK SPRING GA 307392701, ROCK SPRING, GA 30739-2701

Mortgage

Document Number	0020730560
Date	Mar 11, 2020
Book Page	002073/000560

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER GA
Recording Date	Jul 11, 2018
Property Address	53 GINGER LAKE DR, ROCK SPRING, GA 30739-2701
Document Number	0019900039
Book / Page	001990 / 000039
Instrument Date	Jul 6, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2018
Title Company	REALTY CENTER TITLE AND ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GINGER LAKE DR ROCK SPRING GA 30739, ROCK SPRING, GA 30739

Mortgage

Document Number	19900041
Date	Jul 11, 2018
Book Page	001990/000041

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Walker County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,748.00 (+203.31%) Homeowner's exemption	$140,464 (+2.37%) Land $14,000 Building $126,464	$351,160 (+2.37%) Land $35,000 Building $316,160
2023	$906.00 (-67.68%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$137,206 Land $14,000 Building $123,206	$343,014 Land $35,000 Building $308,014
2022	$2,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE serves 18,177 people · EPA ID GA2950002
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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