64 Fairway Dr, Kitty Hawk, NC 27949 Property Records

Dare County property record for 64 Fairway Dr, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,222 sqft · built 1987
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (May 2026)
Tax Bill	$3,122 (2026)
Deeds & Mortgages	May 2013 Mortgage Nov 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`986706288118`

Property Details

APN / Parcel Number

Primary APN	`986706288118`
Alternative APN	`022345000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,222 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
View / Lot	Waterfront - Canal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986706288118
Street Address	64 FAIRWAY DR
City	KITTY HAWK
State	NC
Zip	27949-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: 118 SEC: PL: A SL: 110
Legal Subdivision	SO/SH COMMUNITY
Legal Block	118
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2029
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5034 PORTSMOUTH RD, FAIRFAX, VA 22032-2228
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 20, 2013	Deed of Trust, Mortgage · ARM NAVY FCU
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Jun 15, 2005	Deed of Trust, Mortgage · ARM AMERICAN MORTGAGE EXPRESS CORP
Jun 13, 2008	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Deed Document Number	2026700159913
Deed Book / Page	2851 / 460
Record Updated	Oct 29, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001930/046
Date	May 20, 2013
Book Page	1930/046
Instrument	6328138

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Type Change Date	Jun 1, 2016
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.5%
Index	1-Year LIBOR
Max Rate	7.5%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002561/22
Date	Nov 3, 2021
Book Page	2561/22
Instrument	700108271

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001838/268
Date	Jun 15, 2005
Book Page	1838/268
Instrument	6171507

Lender

Name	AMERICAN MORTGAGE EXPRESS CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2008
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001771/006
Date	Jun 13, 2008
Book Page	1771/006
Instrument	6242415

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002367/19
Date	Apr 6, 2020
Book Page	2367/19
Instrument	700076319

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 20, 2026
Property Address	64 FAIRWAY DR, KITTY HAWK, NC 27949-3848
Document Number	0700159913
Book / Page	2851 / 460
Instrument Date	May 15, 2026
Instrument	2026700159913
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5034 PORTSMOUTH RD, FAIRFAX, VA 22032-2228

Mortgage

Document Number	0700159914,
Date	May 20, 2026
Instrument	2026700159914

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2561/22
Date	Nov 3, 2021
Book Page	2561/22
Instrument	700108271

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	64 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2367/19
Date	Apr 6, 2020
Book Page	2367/19
Instrument	700076319

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,122.00 (-3.88%)	$692,000 (-) Land $295,600 Building $396,400	$692,000 (-) Land $295,600 Building $396,400
2025	$3,248.00 (+22.06%)	$692,000 (+66.49%) Land $295,600 Building $396,400
2023	$2,661.00	$415,640 Land $183,300 Building $232,340
2020			$692,000 Land $295,600 Building $396,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 401 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	322 (1987–2022)
Claims Outside the SFHA	64 of 322
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 146 claims Hurricane Isabel, Sep 2003 · 29 claims Severe Snowfall & Winter Storm, Mar 1993 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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