48 Fairway Dr, Kitty Hawk, NC 27949 Property Records

Dare County property record for 48 Fairway Dr, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,572 sqft · built 2018
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Company Names on Record
Last Sale	$185,000 (Sep 2016)
Tax Bill	$8,049 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986706385478`

Property Details

APN / Parcel Number

Primary APN	`986706385478`
Alternative APN	`022356019`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,572 sqft Heated Area

Exterior

Year Built	Built 2018
Architectural Style	Traditional
Exterior Material	Other
Lot Area	20,000 sqft (0.459 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	986706385478
Old Parcel Number	986706385478
Street Address	48 FAIRWAY DR
City	KITTY HAWK
State	NC
Zip	27949-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 19 BLK: 119 SEC: PL: C SL: 39D
Legal Subdivision	SO/SH
Legal Block	119
Legal Lot Number	19
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2029
Census Tract	970101

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	48 FAIRWAY DR, KITTY HAWK, NC 27949-3848
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Nov 22, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2016 · Amount on Record
Deed Sale	Sep 9, 2016 · Amount on Record
Deed Document Number	0002118523
Deed Book / Page	2118 / 523
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	48 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002572/17
Date	Dec 8, 2021
Book Page	2572/17
Instrument	700110099

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	48 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2204/177
Date	Nov 9, 2017
Book Page	2204/177
Instrument	700045883

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	48 FAIRWAY DR, SOUTHERN SHORES, NC 27949-3848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2337/502
Date	Nov 22, 2019
Book Page	2337/502
Instrument	700071280

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2026
Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,049.00 (+15.96%)	$1,784,100 (+63.54%) Land $305,900 Building $1,478,200
2023	$6,941.00	$1,090,900 Land $189,700 Building $901,200
2020			$1,784,100 Land $305,900 Building $1,478,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 401 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	322 (1987–2022)
Claims Outside the SFHA	64 of 322
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 146 claims Hurricane Isabel, Sep 2003 · 29 claims Severe Snowfall & Winter Storm, Mar 1993 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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