64 Cutter Ave, Coldwater, MI 49036 Property Records

Branch County property record for 64 Cutter Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2024)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-477-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-477-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,102 sqft Building Perimeter
1st Floor Area	804 sqft
Basement Area	199 sqft
Unfinished Basement	199 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	64 CUTTER AVE
City	COLDWATER
State	MI
Zip	49036-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 CUTTERS ADD EXC W 2 RDS IN WIDTH THEREOF
Legal Subdivision	CUTTERS ADD
Legal Lot Number	67
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1018
Census Tract	951400

Owner

64 Cutter Ave is owned and occupied by an individual who bought it in May 2024.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	64 CUTTER AVE, COLDWATER, MI 49036-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 17, 2023	Warranty Deed, Transfer
Nov 3, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	Nov 17, 2023 · Amount on File
Deed Document Number	20242468
Prior Transfer Date	Feb 21, 1996
Prior Transfer Doc	0660000767
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	64 CUTTER AVE, COLDWATER, MI 49036-1514
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CUTTER AVE, COLDWATER, MI 49036-1514

Mortgage

Document Number	0202600956
Date	Feb 20, 2026
Instrument	2026-00956

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 17, 2023
Property Address	64 CUTTER AVE, COLDWATER, MI 49036-1514
Document Number	0202306296
Map Reference	LB 1 PG 37
Instrument Date	Nov 16, 2023
Instrument	2023-06296
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Amount	Amount on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 RACE ST, COLDWATER, MI 49036-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 BAWDEN RD, BRONSON, MI 49028-9799

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 3, 2023
Property Address	64 CUTTER AVE, COLDWATER, MI 49036-1514
Document Number	0202306043
Map Reference	LB 1 PG 37
Instrument Date	Nov 1, 2023
Instrument	2023-06043
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 GUTTER AVENUE, COLDWATER, MI 49036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RACE ST, COLDWATER, MI 49036-2114

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 16, 2020
Property Address	64 CUTTER AVE, COLDWATER, MI 49036-1514
Document Number	202007834
Map Reference	LB 1 PG 37
Instrument Date	Nov 6, 2020
Instrument	2020-07834
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$722.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 CUTTER AVE, 64, COLDWATER, MI 49036-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 RACE ST, COLDWATER, MI 49036-2114

Tax Assessment & Valuation

The 2025 property tax bill for 64 Cutter Ave was $2,468, up 0.9% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,950 (+15.46%)	$141,900 (+15.46%)
2025	$2,468.00 (+0.9%)	$61,450	$122,900
2024	$2,446.00
2023		$48,600	$97,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 64 Cutter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Cutter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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