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64 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 64 Cuthbert St, Scotia, NY 12302 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1925
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Sep 2023)
Tax Bill$5,501 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 30.69-3-34

Property Details

APN / Parcel Number

Primary APN422201 30.69-3-34
Alternative APNs
  • 220103006900030340000000
  • A02410

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area848 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02410
Street Address64 CUTHBERT ST
CitySCOTIA
StateNY
Zip12302-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHDY OPERATING CO L130 HL CONVEYED BY WILL
Legal Block3
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2020
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 30.69-3-34

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address64 CUTHBERT ST, SCHENECTADY, NY 12302-2908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK NA
Nov 06, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2023 · Amount on Record
Deed SaleSep 07, 2023 · Amount on Record
Prior SaleNov 06, 2017 · Amount on Record
Deed Document Number202350645
Deed Book / Page2115 / 441
Record UpdatedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 07, 2023
Property Address64 CUTHBERT ST, SCHENECTADY, NY 12302-2908
Document Number0000050645
Book / Page2115 / 441
Instrument DateAug 21, 2023
Instrument202350645
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1180 WASHOUT RD, GLENVILLE, NY 12302-6828

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 TOWN OFFICE RD, TROY, NY 12180-8817

Mortgage

Document Number0000050646
DateSep 07, 2023
Instrument202350646
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 04, 2053

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 06, 2017
Property Address64 CUTHBERT ST, SCHENECTADY, NY 12302-2908
Document Number0000050376
Book / Page1974 / 660
Instrument DateOct 26, 2017
Instrument201750376
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address64 CUTHBERT ST, 64, GLENVILLE, NY 12302-2908

Transferred To (Grantee/Buyer)

NameVerified Name
Address1180 WASHOUT RD, GLENVILLE, NY 12302-6828

Mortgage

Document Number0000050379
DateNov 06, 2017
Book Page4798/860
Instrument201750379
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,501.00$107,900 (+18.31%) Land $16,000 Building $91,900$196,182 (+46.28%) Land $29,091 Building $167,091
2023$91,200 (-) Land $16,000 Building $75,200$134,118 (+10.29%) Land $23,529 Building $110,589
2022$91,200 Land $16,000 Building $75,200$121,600 Land $21,333 Building $100,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930322002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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