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62 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 62 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,170 sqft · built 1933
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$134,000 (Jul 2023)
Tax Bill$4,773 (2026)
Deeds & MortgagesJul 2023 Sale
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422201 30.69-3-33

Property Details

APN / Parcel Number

Primary APN422201 30.69-3-33
Alternative APNs
  • 220103006900030330000000
  • A02409

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area780 sqft
Upper Floors Area390 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeCarport
Garage Area224 sqft
CarportCarport
Carport Area224 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area296 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02409
Street Address62 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCHDY OPERATING CO. L131 HLG
Legal Block3
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2020
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address62 CUTHBERT ST, SCHENECTADY, NY 12302-2908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Warranty Deed, Transfer
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
SARATOGA NATIONAL BANK & TRUST CO
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
SARATOGA NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Prior SaleJul 11, 2022 · Amount on Record
Deed Document Number202342478
Deed Book / Page2112 / 524
Prior Transfer DateJul 1, 2022
Prior Transfer Doc0000035822
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 26, 2023
Property Address62 CUTHBERT ST, SCHENECTADY, NY 12302-2908
Document Number0000042478
Book / Page2112 / 524
Instrument DateJul 11, 2023
Instrument202342478
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
Tax$536.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address62 CUTHBERT ST, SCOTIA, NY 12302-2908

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 E LYDIUS ST, SCHENECTADY, NY 12303-3561

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 11, 2022
Property Address62 CUTHBERT ST, SCHENECTADY, NY 12302-2908
Document Number0000035822
Book / Page2088 / 66
Instrument DateJul 1, 2022
Instrument202235822
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyNORTHWAY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address3520 E LYDIUS ST, 3520, SCHENECTADY, NY 12303-3561

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 CUTHBERT ST, SCHENECTADY, NY 12302-2908

Mortgage

Document Number0000035833
DateJul 11, 2022
Instrument202235833
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 16, 2020
Property Address62 CUTHBERT ST, SCHENECTADY, NY 12302-2908
Document Number0000017326
Book / Page2036 / 562
Instrument DateJun 1, 2020
Instrument202017326
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address62 CUTHBERT ST, 62, SCOTIA, NY 12302-2908

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 SHERMAN ST, SCHENECTADY, NY 12303-2519

Mortgage

Document Number0000017327
DateJun 16, 2020
Instrument202017327
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,773.00 (+2.56%)
2025$4,654.00$91,300 (-) Land $16,000 Building $75,300$166,000 (+23.64%) Land $29,091 Building $136,909
2023$91,300 Land $16,000 Building $75,300$134,265 Land $23,529 Building $110,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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