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64 Charles St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 64 Charles St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,945 sqft · built 1908
Lot Size0.294 acres (12,798 sqft)
Owner2 Company Names on File
Last Sale$636,000 (Aug 2015)
Tax Bill$10,492 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN104000000020A

Property Details

APN / Parcel Number

Primary APN104000000020A
Alternative APNs
  • READ M:028.0-0000-0057.0
  • M:028.0=0000=0057.0
  • 1040000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,945 sqft Living Area
Gross Area4,970 sqft
Basement Area1,368 sqft
Unfinished Basement1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1965
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,798 sqft (0.294 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number104000000020A
Street Address64 CHARLES ST
CityREADING
StateMA
Zip01867-1753
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1006
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN 104000000020A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address64 CHARLES ST, READING, MA 01867-1753
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2015 · Amount on Record
Deed SaleAug 12, 2015 · Amount on Record
Prior SaleMay 16, 2012
Deed Book / Page65902 / 31
Last Transfer DateFeb 08, 2025
Transfer Doc083763-193
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateFeb 08, 2022
Property Address64 CHARLES ST, READING, MA 01867-1753
Document Number079658-494
Book / Page79658 / 494
Instrument DateFeb 03, 2022
Instrument21207
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000021208
DateFeb 08, 2022
Instrument21208
Lender
NameGUARANTY HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,492.00 (+0.19%)$921,200 (+3.1%) Land $465,400 Building $455,800$947,720 (+4.07%)
2024$10,472.00 (+6.74%)$893,500 (+14.65%) Land $451,300 Building $442,200$910,670
2023$9,811.00$779,300 Land $393,100 Building $386,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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