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59 Charles St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 59 Charles St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1928
Lot Size0.104 acres (4,513 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Jun 2019)
Tax Bill$5,555 (2025)
Deeds & MortgagesNov 2020 Refinance
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN104000000011A

Property Details

APN / Parcel Number

Primary APN104000000011A
Alternative APNs
  • READ M:028.0-0000-0048.0
  • M:028.0=0000=0048.0
  • 1040000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,940 sqft
1st Floor Area576 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1945
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,513 sqft (0.104 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number104000000011A
Street Address59 CHARLES ST
CityREADING
StateMA
Zip01867-1758
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2014
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN 104000000011A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address59 CHARLES ST, READING, MA 01867-1758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Jun 25, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Prior SaleMay 24, 2013 · Amount on Record
Deed Book / Page72820 / 89
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address59 CHARLES ST, READING, MA 01867-1758
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76221-305
DateNov 20, 2020
Book Page76221/305
Instrument218920
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 25, 2019
Property Address59 CHARLES ST, READING, MA 01867-1758
Document Number72820-89
Book / Page72820 / 89
Instrument DateJun 19, 2019
Instrument87909
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 CHARLES ST, READING, MA 01867-1758

Mortgage

Document Number87910
DateJun 25, 2019
Instrument87910
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,555.00 (+0.23%)$487,700 (+3.13%) Land $353,000 Building $134,700$506,160 (+6.97%)
2024$5,542.00 (+6.84%)$472,900 (+14.78%) Land $342,300 Building $130,600$473,195
2023$5,187.00$412,000 Land $298,200 Building $113,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimFeb 1981, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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