Hampden County and Ludlow Town property record for 64 Cady St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1998 |
| Square Footage | 2,002 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,144.00 (2025) |
| Primary APN | M:12B-03200 B:101 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 3,087 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1216 |
|---|---|
| Street Address | 64 CADY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2249 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3200 |
| Jurisdiction | LUDLOW MA |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:12B-03200 B:101 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 CADY ST, LUDLOW, MA 01056-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) LUSO FCU |
| Mar 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2019 |
| Transfer Doc | 0000217511 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 64 CADY ST, LUDLOW, MA 01056-2249 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 226903 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 226903 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 01, 2026 |
| Index | 5-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 12, 2019 |
| Property Address | 64 CADY ST, LUDLOW, MA 01056-2249 |
| Document Number | 0000217511 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 217511 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 CADY ST LUDLOW MA 010562267, LUDLOW, MA 01056-2267 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,144.00 (+2.45%) | $354,100 (+6.82%) Land $83,400 Building $270,700 | $395,390 (+20.53%) |
| 2024 | $5,997.00 (-6.03%) | $331,500 (+1.35%) Land $83,400 Building $248,100 | $328,035 |
| 2023 | $6,382.00 | $327,100 Land $76,300 Building $250,800 |
64 Cady St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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