58 Cady St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 58 Cady St, Ludlow, MA 01056

Property Summary

Property TypeGovernment / Public Use
Details4 bd · 1 ba · 1,493 sqft · built 1950
Lot Size0.187 acres (8,146 sqft)
OwnerCompany Name on Record
Last Sale$276,930 (Sep 2020)
Tax Bill$3,637 (2020)
Deeds & MortgagesSep 2020 Sale
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APNM:12B-03200 B:121 L:0

Property Details

APN / Parcel Number

Primary APNM:12B-03200 B:121 L:0
Alternative APNs
  • LUDL M:12B B:3200 P:121
  • 1237

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,493 sqft Total Area
Gross Area3,024 sqft
Basement Area962 sqft
Unfinished Basement962 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1996
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,146 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1237
Street Address58 CADY ST
CityLUDLOW
StateMA
Zip01056-2247
Property CategoryPublic Works
Property TypePublic Works > Government / Public Use
Local Zoning CodeRES A
Legal Block3200
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2006
Census Tract810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address114 WILSON ST, LUDLOW, MA 01056-2320
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 3, 2019Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleOct 3, 2019 · Amount on Record
Prior Transfer DateAug 18, 2020
Prior Transfer Doc23397-442
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateSep 1, 2020
Property Address58 CADY ST, LUDLOW, MA 01056-2247
Document Number23397-442
Book / Page023397 / 000442
Instrument DateAug 18, 2020
Instrument48893
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,288.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address114 WILSON ST LUDLOW MA 010562320, LUDLOW, MA 01056-2320

October 2019: Foreclosure

Document TypeForeclosure
JurisdictionLUDLOW MA
Recording DateOct 3, 2019
Property Address58 CADY ST, LUDLOW, MA 01056-2247
Document Number22885-488
Book / Page022885 / 000488
Instrument DateSep 20, 2019
Instrument57451
Transaction TypeForeclosure
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$539.40
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 PETERSON RD PALMER MA 010699801, PALMER, MA 01069-9801

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$383,100 (+16.09%) Land $92,000 Building $291,100
2025$330,000 (+0.12%) Land $83,600 Building $246,400
2024$329,600 (+13.15%) Land $83,600 Building $246,000
2023$291,300 Land $76,600 Building $214,700
2020$3,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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