6396 Pebblecreek Dr, Independence, OH 44131 Property Records

Cuyahoga County property record for 6396 Pebblecreek Dr, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,419 sqft · built 1995
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (May 2018)
Tax Bill	$9,048 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-29-027`

Property Details

APN / Parcel Number

Primary APN	`562-29-027`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,419 sqft Living Area
1st Floor Area	2,086 sqft
2nd Floor Area	2,333 sqft
Basement Area	1,782 sqft
Finished Basement	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	190 ft deep x 105 ft wide
Garage Type	Built-in
Garage Area	646 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	6396 PEBBLECREEK DR
City	INDEPENDENCE
State	OH
Zip	44131-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	2 32 CHESTNUT CREEK SUBD 0033
Legal Subdivision	CHESTNUT CREEK SUB
Legal Lot Number	33
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1061
Census Tract	156101

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6396 PEBBLEBROOK DR, INDEPENDENCE, OH 44131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 26, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 24, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Nov 16, 2012
Deed Document Number	0005240510
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6396 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000125
Date	Mar 4, 2022
Instrument	202203040125

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6396 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0001120235
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6396 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	0001120235
Date	Jan 12, 2021
Instrument	1120235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6396 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0010150644
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6396 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	0010150644
Date	Oct 15, 2019
Instrument	10150644

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2039

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 24, 2018
Property Address	6396 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0005240510
Instrument Date	May 22, 2018
Instrument	5240510
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	KINGDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6396 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	5240511
Date	May 24, 2018
Instrument	5240511

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,048.00 (-3.47%) Homeowner's exemption	$196,000 (-) Land $45,150 Building $150,850
2024	$9,373.00 (+14.35%) Homeowner's exemption	$196,000 (+25.84%) Land $45,150 Building $150,850	$560,000 (+25.84%) Land $129,000 Building $431,000
2023	$8,197.00 (+0.55%) Homeowner's exemption	$155,750 (-) Land $28,350 Building $127,400
2022	$8,152.00 Homeowner's exemption	$155,750 Land $28,350 Building $127,400
2021			$445,000 Land $81,000 Building $364,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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