6378 Pebblecreek Dr, Independence, OH 44131 Property Records

Cuyahoga County property record for 6378 Pebblecreek Dr, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,294 sqft · built 1994
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (Jul 2018)
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2021 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`562-29-029`

Property Details

APN / Parcel Number

Primary APN	`562-29-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,294 sqft Living Area
1st Floor Area	2,088 sqft
2nd Floor Area	1,206 sqft
Basement Area	2,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	190 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	49 sqft
Deck Area	325 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	6378 PEBBLECREEK DR
City	INDEPENDENCE
State	OH
Zip	44131-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	2 32 CHESTNUT CREEK SUBD 0035
Legal Subdivision	CHESTNUT CREEK SUB
Legal Tract	2
Legal Lot Number	35
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1061
Census Tract	156101

Owner

6378 Pebblecreek Dr is owner-occupied and held in a trust since June 2021.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH COAST CU
Jun 17, 2021	Intrafamily Transfer, Transfer FREEDOM TITLE
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH COAST CU
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS
Dec 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NORTH COAST CU
Nov 13, 2018	Quit Claim Deed, Transfer FREEDOM TITLE
Aug 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Nov 13, 2018
Deed Document Number	0007240371
Last Transfer Date	Jun 17, 2021
Transfer Doc	0000000430
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	EN TITLE INSURANCE COMPANY, GENERAL TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000214
Date	Mar 9, 2021
Instrument	202103090214

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000077
Date	May 27, 2021
Instrument	202105270077

Lender

Name	NORTH COAST CU
Type	Credit Union
Address	CLEVELAND, OH 44126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 25, 2031

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 17, 2021
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0000000430
Map Reference	VOL 263 PG 72
Instrument Date	Mar 3, 2021
Instrument	202106170430
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0003190476
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	0003190476
Date	Mar 19, 2020
Instrument	3190476

Lender

Name	NORTH COAST CU
Type	Credit Union
Address	FAIRVIEW PARK, OH 44126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 18, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0002260137
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6378 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	0002260137
Date	Feb 26, 2020
Instrument	2260137

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 3, 2018
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0012030010
Instrument Date	Nov 16, 2018
Instrument	12030010
Transaction Type	Construction Loan
Record Updated	Dec 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6378 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	12030010
Date	Dec 3, 2018
Instrument	12030010

Lender

Name	NORTH COAST CU
Type	Credit Union
Address	FAIRVIEW PARK, OH 44126

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 2, 2019

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 13, 2018
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0011130374
Instrument Date	Nov 8, 2018
Instrument	11130374
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6378 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 1, 2018
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0008010342
Instrument Date	Aug 1, 2018
Instrument	8010342
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6378 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 24, 2018
Property Address	6378 PEBBLECREEK DR, INDEPENDENCE, OH 44131-3220
Document Number	0007240371
Instrument Date	Jul 16, 2018
Instrument	7240371
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	LAWYERS TITLE AGENCY/CHARDON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6378 PEBBLECREEK DR INDEPENDENCE OH 441313220, INDEPENDENCE, OH 44131-3220

Mortgage

Document Number	7240372
Date	Jul 24, 2018
Instrument	7240372

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6378 Pebblecreek Dr was $8,402 with a homeowner's exemption, down 3.5% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,402.00 (-3.47%) Homeowner's exemption	$182,000 (-) Land $45,150 Building $136,850
2024	$8,704.00 (+5.8%) Homeowner's exemption	$182,000 (+16.43%) Land $45,150 Building $136,850	$520,000 Land $129,000 Building $391,000
2023	$8,227.00 (+0.55%) Homeowner's exemption	$156,320 (-) Land $31,260 Building $125,060
2022	$8,182.00 Homeowner's exemption	$156,320 Land $31,260 Building $125,060
2021			$446,600 Land $89,300 Building $357,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6378 Pebblecreek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6378 Pebblecreek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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