Frederick County property record for 6395 Rutherford Ct, Apt L, Frederick, MD 21703
| Property Type | Condominium |
|---|---|
| Details | built 1997 |
| Lot Size | 0.027 acres (1,190 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Apr 2019) |
| Tax Bill | $2,351 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-457164 |
| Primary APN | 23-457164 |
|---|---|
| Alternative APN |
|
| Units | 14 Units |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,190 sqft (0.027 acres) |
| Sewer | Municipal |
|---|
| Account Number | 457164 |
|---|---|
| Street Address | 6395 RUTHERFORD CT, L |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1856 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT L BLDG 1700 1,190 SQ. FT. STUART MECHANIC CONDO |
| Legal Subdivision | STUART MECHANIC CONDO |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751004 |
6395 Rutherford Ct, Apt L is owned and occupied by an individual who bought it in April 2019.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6395 RUTHERFORD CT, L, FREDERICK, MD 21703-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT/HSNG & CMNTY DEV/TH |
| Apr 3, 2019 | Deed, Transfer · Line of Credit MARYLAND DEPT OF HOUSING & COMMUNIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on File |
| Deed Sale | Apr 3, 2019 · Amount on File |
| Prior Sale | Nov 9, 2005 · Amount on File |
| Deed Book / Page | 12904 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6395 RUTHERFORD CT APT L, L, FREDERICK, MD 21703-1856 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 6395 RUTHERFORD CT L, L, FREDERICK, MD 21703-1856 |
| Document Number | 0154830434 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 15483/434 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6395 RUTHERFORD CT APT L, L, FREDERICK, MD 21703-1856 |
| Document Number | 0129040136 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 6395 RUTHERFORD CT #LL FREDERICK MD 217031856, LL, FREDERICK, MD 21703-1856 |
| Document Number | 0129040136 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 012904/000136 |
| Name | DEPARTMENT/HSNG & CMNTY DEV/TH |
|---|---|
| Address | 7800 HARKINS RD, LANHAM SEABROOK, MD 20706-1333 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 3, 2019 |
| Property Address | 6395 RUTHERFORD CT APT L, L, FREDERICK, MD 21703-1856 |
| Document Number | 0129040112 |
| Book / Page | 12904 / 0112 |
| Map Reference | MB 47 PL 151 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CLA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6395 RUTHERFORD CT APT L, L, FREDERICK, MD 21703-1856 |
| Document Number | 129040136 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 12904/0136 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNIT |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Number | 0129040118 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 12904/0118 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 6395 Rutherford Ct, Apt L was $2,351 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,000 Land $80,000 Building $185,000 | $265,000 Land $80,000 Building $185,000 | |
| 2025 | $2,351.00 | ||
| 2023 | $2,033.00 Homeowner's exemption | $177,800 Land $55,000 Building $122,800 | $177,800 Land $55,000 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6395 Rutherford Ct, Apt L in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6395 Rutherford Ct, Apt L is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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