6395 Rutherford Ct, Apt J, Frederick, MD 21703 Property Records

Frederick County property record for 6395 Rutherford Ct, Apt J, Frederick, MD 21703

Property Summary

Property Type	Condominium
Details	built 1997
Lot Size	0.025 acres (1,072 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Mar 2021)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-457148`

Property Details

APN / Parcel Number

Primary APN	`23-457148`
Alternative APN	`457148`

Interior

Units	14 Units

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	1,072 sqft (0.025 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	457148
Street Address	6395 RUTHERFORD CT, J
City	FREDERICK
State	MD
Zip	21703-1856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT J BLDG 1700 1,072 SQ. FT. STUART MECHANIC CONDO
Legal Subdivision	STUART MECHANIC CONDOS
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	3
Census Block	3000
Census Tract	751004

Owner

6395 Rutherford Ct, Apt J is owned by two individuals who bought it in March 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12417 FALCONBRIDGE DR, NORTH POTOMAC, MD 20878-3444
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Aug 17, 2011 · Amount on File
Deed Book / Page	14689 / 187
Prior Transfer Date	Nov 12, 2011
Prior Transfer Doc	0086730205
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2021
Property Address	6395 RUTHERFORD CT APT J, J, FREDERICK, MD 21703-1856
Document Number	0146890187
Book / Page	14689 / 187
Map Reference	MB 62 PL 31
Instrument Date	Jan 4, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12417 FALCONBRIDGE DR, NORTH POTOMAC, MD 20878-3444

Mortgage

Document Number	0014689194
Date	Mar 23, 2021
Instrument	14689/194

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6395 Rutherford Ct, Apt J was $2,834, up 15.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,000 (+12.74%) Land $75,000 Building $182,000	$257,000 (-) Land $75,000 Building $182,000
2025	$2,834.00 (+15.34%)	$227,967	$257,000 Land $75,000 Building $182,000
2024	$2,457.00 (+20.44%)
2023	$2,040.00	$169,900 Land $50,000 Building $119,900	$169,900 Land $50,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6395 Rutherford Ct, Apt J in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6395 Rutherford Ct, Apt J is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20