6394 Middleboro Rd, Blanchester, OH 45107 Property Records

Warren County property record for 6394 Middleboro Rd, Blanchester, OH 45107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,914 sqft · built 1999
Lot Size	5 acres (217,844 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Nov 2019)
Tax Bill	$6,237 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-100-036-0`

Property Details

APN / Parcel Number

Primary APN	`18-11-100-036-0`
Alternative APNs	`1811100036` `3521079`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	944 sqft
Finished Basement	944 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	217,844 sqft (5 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	428 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3521079
Old Parcel Number	1811100036
Street Address	6394 MIDDLEBORO RD
City	BLANCHESTER
State	OH
Zip	45107-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS-2563 5.0010 AC.
Legal Subdivision	HARLAN
Legal Block	100
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1025
Census Tract	32400

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6394 MIDDLEBORO RD, BLANCHESTER, OH 45107-8338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Nov 14, 2019	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	0001969999
Deed Book / Page	1969 / 999
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6394 MIDDLEBORO RD, BLANCHESTER, OH 45107-8338
Document Number	0000040093
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6394 MIDDLEBORO RD BLANCHESTER OH 451078338, BLANCHESTER, OH 45107-8338

Mortgage

Document Number	0000040093
Date	Dec 30, 2019
Instrument	40093

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 29, 2034

November 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Nov 14, 2019
Property Address	6394 MIDDLEBORO RD, BLANCHESTER, OH 45107-8338
Document Number	0000034556
Instrument Date	Nov 5, 2019
Instrument	2019-034556
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6394 MIDDLEBORO RD, BLANCHESTER, OH 45107-8338

Mortgage

Document Number	0000034557
Date	Nov 14, 2019
Instrument	2019-034557

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,237.00 (+22.25%)	$140,917 (+24.55%) Land $42,812 Building $98,105	$402,620 (+24.55%) Land $122,320 Building $280,300
2023	$5,102.00 (+1.29%) Homeowner's exemption	$113,145 (-) Land $26,264 Building $86,881
2022	$5,037.00 Homeowner's exemption	$113,145 Land $26,264 Building $86,881	$323,270 (-) Land $75,040 Building $248,230
2021			$323,270 Land $75,040 Building $248,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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