6391 Rutherford Ct, Apt J, Frederick, MD 21703 Property Records

Frederick County property record for 6391 Rutherford Ct, Apt J, Frederick, MD 21703

Property Summary

Property TypeCondominium
Detailsbuilt 1997
Lot Size0.025 acres (1,072 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Sep 2026)
Tax Bill$2,357 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN23-456990

Property Details

APN / Parcel Number

Primary APN23-456990
Alternative APN
  • 456990

Interior

Units14 Units

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Lot Area1,072 sqft (0.025 acres)

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number456990
Street Address6391 RUTHERFORD CT, J
CityFREDERICK
StateMD
Zip21703-1855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR8
Legal DescriptionUNIT J BLDG. 1800 1072 SQ. FT. STUART MECHANIC CONDO
Legal SubdivisionSTUART MECHANIC CONDO
Legal Block1800
Legal UnitJ
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group3
Census Block3000
Census Tract751004

Owner

6391 Rutherford Ct, Apt J is owned and occupied by an individual who bought it in September 2026.

Source: Frederick County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6391 RUTHERFORD CT, J, FREDERICK, MD 21703-1855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORPORATION
Jun 28, 2021Deed, Transfer
INTERNATIONAL TITLE SOLUTIONS, INTERNATIONAL T&E INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on File
Deed SaleSep 2, 2026 · Amount on File
Prior SaleJun 28, 2021 · Amount on File
Deed Book / Page18033 / 478
Transfer Doc0034650365
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 2, 2026
Property Address6391 RUTHERFORD CT, FREDERICK, MD 21703-1855
Document Number1803000478
Book / Page18033 / 478
Instrument DateSep 1, 2026
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6391 RUTHERFORD CT, FREDERICK, MD 21703-1855
InvestorPossibly a Property Investor

Mortgage

Document Number1803000484,
DateSep 2, 2026
Book Page18033/484
Lender
NameSWBC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 28, 2021
Property Address6391 RUTHERFORD CT APT J, J, FREDERICK, MD 21703-1855
Document Number0150320001
Book / Page15032 / 1
Map ReferenceMB 47 PL 151
Instrument DateJun 22, 2021
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyINTERNATIONAL TITLE SOLUTIONS, INTERNATIONAL T&E INC

Transaction

AmountAmount on Record
Tax$492.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6391 RUTHERFORD CT APT J, J, FREDERICK, MD 21703-1855

Tax Assessment & Valuation

The 2025 property tax bill for 6391 Rutherford Ct, Apt J was $2,357 with a homeowner's exemption, up 6.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,000 (+12.74%) Land $75,000 Building $182,000$257,000 (-) Land $75,000 Building $182,000
2025$2,357.00 (+6.27%) Homeowner's exemption$227,967$257,000 Land $75,000 Building $182,000
2024$2,218.00 (+8.78%)
2023$2,039.00$169,900 Land $50,000 Building $119,900$169,900 Land $50,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6391 Rutherford Ct, Apt J in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6391 Rutherford Ct, Apt J is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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