6391 Rutherford Ct, Apt C, Frederick, MD 21703 Property Records

Frederick County property record for 6391 Rutherford Ct, Apt C, Frederick, MD 21703

Property Summary

Property Type	Condominium
Details	built 1997
Lot Size	0.027 acres (1,190 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Oct 2014)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-456923`

Property Details

APN / Parcel Number

Primary APN	`23-456923`
Alternative APN	`456923`

Interior

Units	14 Units

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	1,190 sqft (0.027 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	456923
Street Address	6391 RUTHERFORD CT, C
City	FREDERICK
State	MD
Zip	21703-1855
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Description	UNIT C BLDG. 1800 1190 SQ. FT. STUART MECHANIC CONDO
Legal Subdivision	STUART MECHANIC CONDO
Legal Block	1800
Legal Unit	C
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	3
Census Block	3000
Census Tract	751004

Owner

6391 Rutherford Ct, Apt C is owned by two individuals who acquired it in October 2021.

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14034 FOX TOWER RD, SMITHSBURG, MD 21783-8902
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on File
Deed Sale	Oct 15, 2014 · Amount on File
Prior Sale	Oct 29, 1997 · Amount on File
Deed Book / Page	10243 / 340
Last Transfer Date	Oct 25, 2021
Transfer Doc	0154520393
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 1, 2021
Property Address	6391 RUTHERFORD CT APT C, C, FREDERICK, MD 21703-1855
Document Number	0154520393
Book / Page	15452 / 393
Map Reference	MB 61 PL 78
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14034 FOX TOWER RD, SMITHSBURG, MD 21783-8902

Mortgage

Document Number	15452398
Date	Nov 1, 2021
Instrument	15452/398

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6391 Rutherford Ct, Apt C was $2,831, up 14.4% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00 (+14.38%)	$227,700	$255,000 Land $75,000 Building $180,000
2024	$2,475.00 (+19.16%)
2023	$2,077.00	$173,100 Land $50,000 Building $123,100	$173,100 Land $50,000 Building $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6391 Rutherford Ct, Apt C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6391 Rutherford Ct, Apt C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20