Frederick County property record for 639 Swallowtail Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,574 sqft · built 2004 |
| Lot Size | 0.186 acres (8,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,000 (Oct 2017) |
| Tax Bill | $7,635 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-246406 |
| Primary APN | 02-246406 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,574 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,095 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 246406 |
|---|---|
| Street Address | 639 SWALLOWTAIL DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 315 SECTION 3 PLAT 1-8,095 SQ. FT. EMERALD FARM |
| Legal Subdivision | EMERALD FARM |
| Legal Lot Number | 315 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750506 |
Source: Frederick County assessment roll, APN 02-246406, as of August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 25, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Oct 25, 2017 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2017 · Amount on Record |
| Deed Sale | Oct 25, 2017 · Amount on Record |
| Prior Sale | Nov 09, 2009 · Amount on Record |
| Deed Document Number | 201712099-0235 |
| Deed Book / Page | 12099 / 235 |
| Last Transfer Date | Nov 03, 2023 |
| Transfer Doc | 0166600369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 07, 2023 |
| Property Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Number | 0166600369 |
| Book / Page | 16660 / 369 |
| Map Reference | MB 75 PL 36 |
| Instrument Date | Nov 03, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 25, 2023 |
| Property Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Number | 0164540038 |
| Book / Page | 16454 / 38 |
| Map Reference | MB 75 PL 36 |
| Instrument Date | May 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Number | 0138340404 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 639 SWALLOWTAIL DR FREDERICK MD 217032217, FREDERICK, MD 21703-2217 |
| Document Number | 0138340404 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 013834/000404 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Number | 0130770429 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 639 SWALLOWTAIL DR FREDERICK MD 217032217, FREDERICK, MD 21703-2217 |
| Document Number | 0130770429 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 013077/000429 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 25, 2017 |
| Property Address | 639 SWALLOWTAIL DR, FREDERICK, MD 21703-2217 |
| Document Number | 0120990235 |
| Book / Page | 012099 / 000235 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 639 SWALLOWTAIL DR FREDERICK MD 217032217, FREDERICK, MD 21703-2217 |
| Document Number | 20990243 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002099/000243 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,367 (+4.83%) | $551,900 (+14.48%) Land $143,000 Building $408,900 | |
| 2025 | $7,635.00 (+4.86%) Homeowner's exemption | $482,100 (+21.55%) Land $103,000 Building $379,100 | $482,100 (-) Land $103,000 Building $379,100 |
| 2024 | $7,281.00 (+7.28%) | ||
| 2023 | $6,787.00 Homeowner's exemption | $396,633 | $482,100 Land $103,000 Building $379,100 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 478 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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