637 Swallowtail Dr, Frederick, MD 21703 Property Records

Frederick County property record for 637 Swallowtail Dr, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,926 sqft · built 2004
Lot Size	0.168 acres (7,328 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (Nov 2006)
Tax Bill	$8,625 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-246414`

Property Details

APN / Parcel Number

Primary APN	`02-246414`
Alternative APN	`246414`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,926 sqft Living Area
Gross Area	4,346 sqft
1st Floor Area	1,457 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,328 sqft (0.168 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	246414
Street Address	637 SWALLOWTAIL DR
City	FREDERICK
State	MD
Zip	21703-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 316 SECTION 3 PLAT 1-7,328 SQ. FT. EMERALD FARM
Legal Subdivision	EMERALD FARM
Legal Lot Number	316
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	1
Census Block	1006
Census Tract	750506

Owner

Source: Frederick County records · APN 02-246414

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	637 SWALLOWTAIL DR, FREDERICK, MD 21703-2217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2006 · Amount on Record
Deed Sale	Nov 08, 2006 · Amount on Record
Prior Sale	Jul 06, 2004 · Amount on Record
Deed Document Number	200667582
Deed Book / Page	6306 / 257
Last Transfer Date	May 14, 2014
Transfer Doc	0100550127
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	637 SWALLOWTAIL DR, FREDERICK, MD 21703-2217
Transaction Type	Mortgage
Record Updated	Oct 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166050175
Date	Sep 20, 2023
Book Page	16605/175

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	637 SWALLOWTAIL DR, FREDERICK, MD 21703-2217
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 SWALLOWTAIL DR, FREDERICK, MD 21703-2217

Mortgage

Document Number	0153120383
Date	Sep 22, 2021
Book Page	15312/383

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	637 SWALLOWTAIL DR, FREDERICK, MD 21703-2217
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135270185
Date	Feb 13, 2020
Book Page	13527/0185

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	637 SWALLOWTAIL DR, FREDERICK, MD 21703-2217
Document Number	0130700786
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 SWALLOWTAIL DR FREDERICK MD 217032217, FREDERICK, MD 21703-2217

Mortgage

Document Number	0130700786
Date	Jul 03, 2019
Book Page	013070/000786

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$579,900 (+22.52%) Land $102,300 Building $477,600	$579,900 (-) Land $102,300 Building $477,600
2024	$8,625.00 (+7.29%)
2023	$8,039.00 Homeowner's exemption	$473,300	$579,900 Land $102,300 Building $477,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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