639 Hillside Ter, Vista, CA 92084 Property Records

San Diego County property record for 639 Hillside Ter, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,732 sqft · built 2025
Lot Size	0.336 acres (14,617 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Nov 2019)
Tax Bill	$8,440 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-370-45-00`

Property Details

APN / Parcel Number

Primary APN	`175-370-45-00`
Alternative APN	`1753803000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,732 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	14,617 sqft (0.336 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	1753803000
Street Address	639 HILLSIDE TER
City	VISTA
State	CA
Zip	92084-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 14 (EX RD)DOC120375REC69 IN TR 001472
Legal Subdivision	MARTINS ADD
Legal Tract	001472
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19502

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 E VISTA WAY, VISTA, CA 92084-5237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Nov 12, 2019	Grant Deed, Transfer · Conventional Mortgage SOUTHERN CAL INVESTMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Mar 5, 2002 · Amount on Record
Deed Document Number	2019521644
Prior Transfer Date	Sep 27, 2004
Prior Transfer Doc	0000976223
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2026
Property Address	639 HILLSIDE TER, VISTA, CA 92084-5127
Document Number	0000232170
Instrument Date	Jul 31, 2026
Instrument	2026232170
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 CORTEZ AVE, VISTA, CA 92084-3729

Mortgage

Document Number	0000232170,
Date	Aug 10, 2026
Instrument	2026232170

Lender

Name	NMSI INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2019
Property Address	639 HILLSIDE TER, VISTA, CA 92084-5127
Document Number	0000521644
Map Reference	MAP 1472
Instrument Date	Nov 6, 2019
Instrument	2019-0521644
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 E VISTA WAY, VISTA, CA 92084-5237

Mortgage

Document Number	0000521645
Date	Nov 12, 2019
Instrument	2019-0521645

Lender

Name	SOUTHERN CAL INVESTMENTS
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Dec 1, 2021

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,617 (+2%) Land $389,040 Building $302,577
2025	$8,440.00 (+7.85%)	$678,057 (+4.04%) Land $381,412 Building $296,645
2023	$7,826.00 (+0.22%)	$651,729 Land $366,602 Building $285,127
2022	$7,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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