639 E Cheval Dr, Fort Mill, SC 29708 Property Records

York County property record for 639 E Cheval Dr, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,213 sqft · built 1997
Lot Size0.176 acres (7,646 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Nov 2017)
Tax Bill$2,305 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN649-01-01-019

Property Details

APN / Parcel Number

Primary APN649-01-01-019

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,213 sqft Living Area
Gross Area2,773 sqft
1st Floor Area986 sqft
2nd Floor Area1,227 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Lot Area7,646 sqft (0.176 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area40 sqft

Location & Zoning

Street Address639 E CHEVAL DR
CityFORT MILL
StateSC
Zip29708-6956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 345 KNIGHTSBRIDGE P-1 MP-2
Legal SubdivisionKNIGHTSBRIDGE
Legal Lot Number345
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1001
Census Tract61012

Owner

639 E Cheval Dr is owned and occupied by an individual who bought it in November 2017.

Source: York County records, as of May 5, 2026

Owner of RecordIndividual Name on File
Mailing Address639 E CHEVAL DR, FORT MILL, SC 29708-6956
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOPRIME MORTGAGE INC
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC
Nov 14, 2017Warranty Deed, Transfer · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2017 · Amount on File
Deed SaleNov 14, 2017 · Amount on File
Prior SaleJan 19, 2010 · Amount on File
Deed Document Number201748979
Deed Book / Page16690 / 72
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address639 E CHEVAL DR, FORT MILL, SC 29708-6956
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1962300334
DateSep 24, 2021
Book Page19623/334
Instrument2021054948
Lender
NameGOPRIME MORTGAGE INC
TypeNon-Lending Institution
AddressAPEX, NC 27502
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address639 E CHEVAL DR, FORT MILL, SC 29708-6956
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1801300024
DateJan 10, 2020
Book Page18013/024
Instrument2020001136
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
AddressCOLUMBIA, SC 29205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2040

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYORK SC
Recording DateNov 14, 2017
Property Address639 E CHEVAL DR, FORT MILL, SC 29708-6956
Document Number1669000072
Book / Page16690 / 072
Map ReferenceMB A88 PG 4
Instrument DateOct 22, 2017
Instrument201700048979
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 E CHEVAL DR, FORT MILL, SC 29708-6956

Mortgage

Document Number201700048980
DateNov 14, 2017
Instrument201700048980
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 639 E Cheval Dr was $2,305.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,305.00$13,129 Land $2,913 Building $10,216$383,100 Land $85,000 Building $298,100
2023$1,953.00$11,416 Land $3,000 Building $8,416$285,409 Land $75,000 Building $210,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 639 E Cheval Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 E Cheval Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY EAST WD
serves 30,225 people · EPA ID SC4620002
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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