635 E Cheval Dr, Fort Mill, SC 29708 Property Records

York County property record for 635 E Cheval Dr, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,878 sqft · built 1997
Lot Size0.163 acres (7,114 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jun 2007)
Tax Bill$2,122 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN649-01-01-020

Property Details

APN / Parcel Number

Primary APN649-01-01-020

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,878 sqft Living Area
Gross Area3,606 sqft
1st Floor Area1,373 sqft
2nd Floor Area1,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Lot Area7,114 sqft (0.163 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area36 sqft
Deck Area252 sqft
Patio Area252 sqft

Location & Zoning

Street Address635 E CHEVAL DR
CityFORT MILL
StateSC
Zip29708-6956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 344 KNIGHTSBRIDGE P-1 MP-2
Legal SubdivisionKNIGHTSBRIDGE
Legal Lot Number344
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1001
Census Tract61012

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address635 E CHEVAL DR, FORT MILL, SC 29708-6956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2007 · Amount on Record
Deed SaleJun 26, 2007 · Amount on Record
Deed Book / Page9207 / 58
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address635 E CHEVAL DR, FORT MILL, SC 29708-6956
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1771400370
DateAug 14, 2019
Book Page17714/370
Instrument2019033843
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 7, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address635 E CHEVAL DR, FORT MILL, SC 29708-6956
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1853300275
DateAug 27, 2020
Book Page18533/275
Instrument2020039537
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,122.00 (+18.02%)$12,088 (+15%) Land $2,285 Building $9,803$449,700 (+35.74%) Land $85,000 Building $364,700
2023$1,798.00$10,511 Land $2,379 Building $8,132$331,303 Land $75,000 Building $256,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY EAST WD
serves 30,225 people · EPA ID SC4620002
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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