San Diego County property record for 639 Creekside Ave, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,849 sqft · built 1992 |
| Lot Size | 0.231 acres (10,084 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2017) |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-733-24-00 |
| Primary APN | 157-733-24-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,849 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 10,084 sqft (0.231 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 639 CREEKSIDE AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-SP |
| Legal Description | LOT 151 TR 012631 |
| Legal Subdivision | GUAJOME MEADOWS |
| Legal Tract | 012631 |
| Legal Block | 1 |
| Legal Lot Number | 151 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 18612 |
639 Creekside Ave is owned and occupied by two individuals who bought it in March 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 639 CREEKSIDE AVE, OCEANSIDE, CA 92057-4657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Mar 30, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on File |
| Deed Sale | Mar 30, 2017 · Amount on File |
| Prior Sale | Jul 1, 2011 · Amount on File |
| Deed Document Number | 2017143910 |
| Prior Transfer Date | Mar 9, 2017 |
| Prior Transfer Doc | 0000143910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 639 CREEKSIDE AVE, OCEANSIDE, CA 92057-4657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 639 CREEKSIDE AVE, OCEANSIDE, CA 92057-4657 |
| Document Number | 0000784114 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020-0784114 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2017 |
| Property Address | 639 CREEKSIDE AVE, OCEANSIDE, CA 92057-4657 |
| Document Number | 0000143910 |
| Map Reference | MAP12631 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 2017-0143910 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 639 CREEKSIDE AVE, OCEANSIDE, CA 92057-4657 |
| Document Number | 0000143911 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2017-0143911 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
The 2025 property tax bill for 639 Creekside Ave was $5,217 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $473,511 (+2%) Land $265,166 Building $208,345 | |
| 2025 | $5,217.00 Homeowner's exemption | $464,227 Land $259,967 Building $204,260 |
| 2023 | $4,799.00 (+0.29%) Homeowner's exemption | $446,202 Land $249,873 Building $196,329 |
| 2022 | $4,785.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 639 Creekside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 639 Creekside Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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