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638 Creekside Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 638 Creekside Ave, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,849 sqft · built 1993
Lot Size0.28 acres (12,217 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Oct 2019)
Tax Bill$7,279 (2025)
Deeds & MortgagesJul 2020 Mortgage
Sep 2019 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN157-733-31-00

Property Details

APN / Parcel Number

Primary APN157-733-31-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,849 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area12,217 sqft (0.28 acres)
View / LotRiver
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address638 CREEKSIDE AVE
CityOCEANSIDE
StateCA
Zip92057-4656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 158 TR 012631
Legal SubdivisionGUAJOME MEADOWS
Legal Tract012631
Legal Block1
Legal Lot Number158
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract18612

Owner

Source: San Diego County records · APN 157-733-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address638 CREEKSIDE AVE, OCEANSIDE, CA 92057-4656
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 27, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Oct 04, 2019Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS
Jan 27, 2018Deed of Trust, Mortgage
FEDERAL HOUSING COMMISSIONER
Jan 27, 2018Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2019 · Amount on Record
Deed SaleOct 04, 2019 · Amount on Record
Prior SaleOct 05, 1992 · Amount on Record
Deed Document Number2019443775
Last Transfer DateMay 03, 2025
Transfer Doc0000118504
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 CREEKSIDE AVE, OCEANSIDE, CA 92057-4656
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000389405
DateJul 20, 2020
Instrument2020-0389405
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

September 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 27, 2019
Property Address638 CREEKSIDE AVE, OCEANSIDE, CA 92057-4656
Document Number0000428520
Instrument DateSep 17, 2019
Instrument428520
Transaction TypeTransfer
Record UpdatedOct 07, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1672 MAIN ST #E-142 RAMONA CA 920655257, E-142, RAMONA, CA 92065-5257

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 04, 2019
Property Address638 CREEKSIDE AVE, OCEANSIDE, CA 92057-4656
Document Number0000443775
Instrument DateSep 06, 2019
Instrument443775
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$643.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 CREEKSIDE AVE OCEANSIDE CA 920574656, OCEANSIDE, CA 92057-4656

Mortgage

Document Number443776
DateOct 04, 2019
Instrument443776
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 CREEKSIDE AVE, OCEANSIDE, CA 92057-4656
Document Number0000043066
Instrument DateJan 27, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address638 CREEKSIDE AVE OCEANSIDE CA 920574656, OCEANSIDE, CA 92057-4656

Mortgage

Document Number0000043066
DateFeb 01, 2018
Instrument43066
Lender
NameFEDERAL HOUSING COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.97%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 CREEKSIDE AVE, OCEANSIDE, CA 92057-4656
Document Number0000043065
Instrument DateJan 27, 2018
Transaction TypeMortgage
Record UpdatedFeb 06, 2018
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address638 CREEKSIDE AVE OCEANSIDE CA 920574656, OCEANSIDE, CA 92057-4656

Mortgage

Document Number0000043065
DateFeb 01, 2018
Instrument43065
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74133
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.97%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$652,571 (+2%) Land $373,695 Building $278,876
2025$7,279.00 (+8.64%)$639,776 (+4.04%) Land $366,368 Building $273,408
2023$6,700.00 (+0.25%)$614,936 Land $352,143 Building $262,793
2022$6,683.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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