Banks County property record for 638 Wrights Mill Rd, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,862 sqft · built 1981 |
| Lot Size | 5.24 acres (228,254 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,726 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B78 052 |
| Primary APN | B78 052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,862 sqft Heated Area |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,102 sqft |
| Unfinished Basement | 1,102 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 228,254 sqft (5.24 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 189 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1486 |
|---|---|
| Street Address | 638 WRIGHTS MILL RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | PB16-82 3-283 17-129 27-47 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970400 |
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 WRIGHTS MILL RD, COMMERCE, GA 30530-6878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2008 |
| Transfer Doc | 000325/253 |
| Record Updated | Jun 8, 2026 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,726.00 (-2.98%) Homeowner's exemption | $98,575 (+6.8%) Land $37,178 Building $61,397 | $246,438 (+6.8%) Land $92,945 Building $153,493 |
| 2024 | $1,779.00 (-3.68%) Homeowner's exemption | $92,296 (+2.61%) Land $33,798 Building $58,498 | $230,740 (+2.61%) Land $84,495 Building $146,245 |
| 2023 | $1,847.00 (-0.16%) Homeowner's exemption | $89,947 (-0.16%) Land $31,390 Building $58,557 | $224,866 (-0.16%) Land $78,474 Building $146,392 |
| 2022 | $1,850.00 Homeowner's exemption | $90,089 Land $22,678 Building $67,411 | $225,224 Land $56,696 Building $168,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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