Banks County property record for 637 Wrights Mill Rd, Commerce, GA 30530 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2013 |
| Square Footage | 672 sqft Heated Area |
| Lot Size | 690,862 sqft (15.8 acres) |
| Garage | 672 sqft |
| Last Sale | $670,000 (2026) |
| Tax Bill | $4,582.00 (2025) |
| Primary APN | B78 043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 672 sqft Heated Area |
| 1st Floor | 672 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 690,862 sqft (15.8 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 216 sqft Patio |
| Porch Area | 459 sqft Porch |
| Storage Building | 660 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6687 |
|---|---|
| Street Address | 637 WRIGHTS MILL RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | PB 24-132 L&E ROW DB523 DP151 |
| Legal Subdivision | TIM MURPHY |
| Jurisdiction | BANKS GA |
| Minor Civil Division | SOUTHEAST BANKS |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 970400 |
Source: Banks County records · APN B78 043
Assessment roll updated November 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1340 WRIGHTS MILL RD, COMMERCE, GA 30530-7801 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE |
| May 21, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP |
| Jul 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL |
| Apr 28, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 600 / 441 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
| Document Number | 0000000497/0000000883 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 0000000497/0000000883 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | May 21, 2026 |
| Property Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
| Document Number | 0600000441 |
| Book / Page | 600 / 441 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1340 WRIGHTS MILL RD, COMMERCE, GA 30530-7801 |
| Document Number | 0600000443, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 600/443 |
| Name | MORTGAGE INVESTORS GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0600000879, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 600/879 |
| Name | MORTGAGE INVESTORS GROUP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jul 06, 2021 |
| Property Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
| Document Number | 000507/696 |
| Book / Page | 507 / 696 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021-000684 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
| Document Number | 0000000507/0000000698 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 0000000507/0000000698 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Apr 28, 2017 |
| Property Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
| Document Number | 00000438/1 |
| Book / Page | 438 / 1 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017-000323 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 WRIGHTS MILL RD, COMMERCE, GA 30530-6816 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,582.00 (+2.16%) | $240,002 (+5.43%) Land $79,294 Building $160,708 | $600,005 (+5.43%) Land $198,235 Building $401,770 |
| 2024 | $4,485.00 (+12.92%) | $227,633 (+16.63%) Land $72,085 Building $155,548 | $569,084 (+16.63%) Land $180,213 Building $388,871 |
| 2023 | $3,972.00 (+14.37%) | $195,180 (+18.07%) Land $60,712 Building $134,468 | $487,951 (+18.07%) Land $151,780 Building $336,171 |
| 2022 | $3,473.00 | $165,305 Land $59,073 Building $106,232 | $413,263 Land $147,683 Building $265,580 |
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