638 Winemaker St, Los Banos, CA 93635 Property Records

Merced County property record for 638 Winemaker St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,348 sqft · built 2003
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Owner Names on Record
Last Sale	$200,000 (Aug 2008)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-616-012-000`

Property Details

APN / Parcel Number

Primary APN	`082-616-012-000`
Alternative APN	`082616012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	2,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	082616012
Street Address	638 WINEMAKER ST
City	LOS BANOS
State	CA
Zip	93635-6395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE VINEYARD UNIT NO 11 LOT 619
Legal Subdivision	VINEYARD
Legal Lot Number	619
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2006
Census Tract	2203

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	638 WINEMAKER ST, LOS BANOS, CA 93635-6395
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2008 · Amount on Record
Deed Sale	Aug 26, 2008 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Document Number	2008-046498
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	638 WINEMAKER ST, LOS BANOS, CA 93635-6395
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 WINEMAKER ST, LOS BANOS, CA 93635-6395

Mortgage

Document Number	0000049004
Date	Nov 2, 2021
Instrument	2021049004

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	638 WINEMAKER ST, LOS BANOS, CA 93635-6395
Document Number	0000032012
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 WINEMAKER ST LOS BANOS CA 936356395, LOS BANOS, CA 93635-6395

Mortgage

Document Number	0000032012
Date	Oct 15, 2018
Instrument	32012

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,351.00 (+6.01%) Homeowner's exemption	$262,689 (+4.04%) Land $98,506 Building $164,183
2023	$3,161.00 (+2.5%) Homeowner's exemption	$252,490 Land $94,682 Building $157,808
2022	$3,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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