Stephens County property record for 638 Watson St, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1990 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Jun 2003) |
| Tax Bill | $1,765 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T08 056 |
| Primary APN | T08 056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.519 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 312 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Utility Building | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 489500 |
|---|---|
| Street Address | 638 WATSON ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-1959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATSON ST LT 4 HENDERSON FALLS EST |
| Legal Subdivision | HENDERSON FALLS EST |
| Legal Lot Number | 4 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970101 |
Source: Stephens County records · APN T08 056
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 126, TOCCOA, GA 30577-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2003 · Amount on Record |
| Deed Sale | Jun 11, 2003 · Amount on Record |
| Deed Document Number | 0000060987 |
| Record Updated | Jun 08, 2026 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,765.00 (+34.84%) Homeowner's exemption | $61,632 (+59.23%) Land $3,234 Building $58,398 | $154,079 (+59.23%) Land $8,084 Building $145,995 |
| 2023 | $1,309.00 Homeowner's exemption | $38,706 (+4.53%) Land $3,234 Building $35,472 | $96,764 (+4.53%) Land $8,084 Building $88,680 |
| 2022 | $1,309.00 Homeowner's exemption | $37,028 Land $3,234 Building $33,794 | $92,568 Land $8,084 Building $84,484 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 47% of the US · above 54% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| TruVista Communications | Cable | 500 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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