638 W Circle Dr, Solana Beach, CA 92075 Property Records

San Diego County property record for 638 W Circle Dr, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,982 sqft · built 2010
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on Record
Last Sale$1,675,000 (Feb 2006)
Tax Bill$29,512 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN263-022-01-00

Property Details

APN / Parcel Number

Primary APN263-022-01-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,982 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area6,400 sqft (0.147 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address638 W CIRCLE DR
CitySOLANA BEACH
StateCA
Zip92075-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMRd
Legal DescriptionLOT 34 TR 002560
Legal SubdivisionSOLANA PALISADES
Legal Tract002560
Legal Block3
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract17303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address638 W CIRCLE DR, SOLANA BEACH, CA 92075-1114
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2006 · Amount on Record
Deed SaleFeb 21, 2006 · Amount on Record
Prior SaleApr 16, 1986 · Amount on Record
Deed Document Number2006121111
Last Transfer DateJan 13, 2010
Transfer Doc0000041173
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 W CIRCLE DR, SOLANA BEACH, CA 92075-1114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082478
DateFeb 21, 2017
Instrument2017-0082478
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeFixed Rate
Rate2.87%
Type Change DateMar 1, 2024
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.87%
Index1-Year LIBOR
Max Rate8.87%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 W CIRCLE DR, SOLANA BEACH, CA 92075-1114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 W CIRCLE DR, SOLANA BEACH, CA 92075-1114

Mortgage

Document Number0000532015
DateSep 11, 2020
Instrument2020-0532015
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,611,128 (+2%) Land $1,728,451 Building $882,677
2025$29,512.00 (+3.83%) Homeowner's exemption$2,559,930 (+4.04%) Land $1,694,560 Building $865,370
2023$28,423.00 (+1.33%) Homeowner's exemption$2,460,526 Land $1,628,759 Building $831,767
2022$28,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1980–2009)
Claims Outside the SFHA1 of 19
Most Recent ClaimDec 2009 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 9 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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