624 W Circle Dr, Solana Beach, CA 92075 Property Records

San Diego County property record for 624 W Circle Dr, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,350 sqft · built 1956
Lot Size0.248 acres (10,788 sqft)
OwnerCompany Name on Record
Tax Bill$10,520 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN263-022-20-00

Property Details

APN / Parcel Number

Primary APN263-022-20-00
Alternative APN
  • 2630220500

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,350 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area10,788 sqft (0.248 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2630220500
Street Address624 W CIRCLE DR
CitySOLANA BEACH
StateCA
Zip92075-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMRd
Legal DescriptionLOT 32 ALL LY W OF RS 451&ALL OF TR 002560
Legal SubdivisionSOLANA PALISADES
Legal Tract002560
Legal Block3
Legal Lot Number32
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract17303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address624 W CIRCLE DR, SOLANA BEACH, CA 92075-1114
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
KINECTA FCU
Sep 29, 2017Deed of Trust, Mortgage · ARM
XCEED FINANCIAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 5, 1999
Transfer Doc0000700846
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address624 W CIRCLE DR, SOLANA BEACH, CA 92075-1114
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 W CIRCLE DR, SOLANA BEACH, CA 92075-1114

Mortgage

Document Number0000856426
DateDec 21, 2021
Instrument2021-0856426
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address624 W CIRCLE DR, SOLANA BEACH, CA 92075-1114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000448865
DateSep 29, 2017
Instrument2017-0448865
Lender
NameXCEED FINANCIAL FCU
TypeCredit Union
AddressEL SEGUNDO, CA 90245
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$796,666 (+2%) Land $527,775 Building $268,891
2025$10,520.00 (+3.27%) Homeowner's exemption$781,046 (+4.04%) Land $517,427 Building $263,619
2023$10,187.00 (+0.75%) Homeowner's exemption$750,719 Land $497,336 Building $253,383
2022$10,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1980–2009)
Claims Outside the SFHA1 of 19
Most Recent ClaimDec 2009 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 9 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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