St. Charles County property record for 638 Sundance Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,586 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,700 (Dec 2008) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000125 |
| Primary APN | A922000125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,547 sqft |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 480 sqft |
| Unfinished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A922000125 |
|---|---|
| Street Address | 638 SUNDANCE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD EST #9 LOT 273 |
| Legal Subdivision | BAYFIELD EST #9 |
| Legal Lot Number | 273 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311732 |
638 Sundance Dr is owned and occupied by two individuals who bought it in December 2008.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 19, 2022 | Deed of Trust, Mortgage CITY OF OFALLON |
| Feb 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2008 · Amount on File |
| Deed Sale | Dec 19, 2008 · Amount on File |
| Prior Sale | Oct 24, 2007 · Amount on File |
| Deed Document Number | 2008819750 |
| Deed Book / Page | 5084 / 115 |
| Prior Transfer Date | Nov 29, 2008 |
| Prior Transfer Doc | 0050840115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Document Number | 0000013604 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026R-013604 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | OKLAHOMA CITY, OK 73102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Document Number | 0000032102 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023R-032102 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000066633 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022R-066633 |
| Name | CITY OF OFALLON |
|---|---|
| Type | Government Agency |
| Address | O FALLON, MO 63366 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 638 SUNDANCE DR, O FALLON, MO 63368-6957 |
| Document Number | 0066980383 |
| Book / Page | 006698 / 000383 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 638 SUNDANCE DR O FALLON MO 633686957, O FALLON, MO 63368-6957 |
| Document Number | 0066980383 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 006698/000383 |
| Instrument | 89150 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 9, 2042 |
The 2025 property tax bill for 638 Sundance Dr was $4,972, up 5.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,918 (-) | $273,253 (-) Building $273,253 | |
| 2025 | $4,972.00 (+5.47%) | $51,918 | $273,253 Building $273,253 |
| 2024 | $4,714.00 | ||
| 2023 | $46,714 | ||
| 2022 | $245,866 Land $50,000 Building $195,866 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 638 Sundance Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 638 Sundance Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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