St. Charles County property record for 635 Sundance Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,581 sqft · built 1992 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2023) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000163 |
| Primary APN | A922000163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 749 sqft |
| Unfinished Basement | 83 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Masonry Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A922000163 |
|---|---|
| Street Address | 635 SUNDANCE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD EST #9 LOT 311 |
| Legal Subdivision | BAYFIELD EST #9 |
| Legal Lot Number | 311 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311732 |
635 Sundance Dr is owned and occupied by two individuals who bought it in January 2023.
Source: St. Charles County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 SUNDANCE DR, O FALLON, MO 63368-6959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Aug 23, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage TAMI KRAMER ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2023 · Amount on File |
| Deed Sale | Jan 26, 2023 · Amount on File |
| Prior Sale | Aug 23, 2022 · Amount on File |
| Deed Document Number | 20233201 |
| Prior Transfer Date | Jun 20, 2011 |
| Prior Transfer Doc | 0000372050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 26, 2023 |
| Property Address | 635 SUNDANCE DR, O FALLON, MO 63368-6959 |
| Document Number | 0000003201 |
| Map Reference | MB 30 PG 303&304 |
| Instrument Date | Jan 2, 2023 |
| Instrument | 2023R-003201 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 PHEASANT LN, SAINT PETERS, MO 63376-4202 |
| Name | Verified Name |
|---|---|
| Address | 635 SUNDANCE DR, O FALLON, MO 63368-6959 |
| Document Number | 0000003202 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023R-003202 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2022 |
| Property Address | 635 SUNDANCE DR, O FALLON, MO 63368-6959 |
| Document Number | 0000046418 |
| Map Reference | MB 30 PG 303&304 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022R-046418 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 SUNDANCE DR, O FALLON, MO 63368-6959 |
| Name | Verified Name |
|---|---|
| Address | 26 PHEASANT LN, SAINT PETERS, MO 63376-4202 |
| Investor | Possibly a Property Investor |
| Document Number | 0000046419 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022R-046419 |
| Name | TAMI KRAMER ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 635 Sundance Dr was $2,662.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,221 (-) | $216,954 (-) Building $216,954 | |
| 2025 | $2,662.00 | $41,221 | $216,954 Building $216,954 |
| 2023 | $37,996 | ||
| 2022 | $199,977 Land $50,000 Building $149,977 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 635 Sundance Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 635 Sundance Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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