638 Spruce Meadows Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 638 Spruce Meadows Ln, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,772 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,500 (Dec 2013)
Tax Bill	$3,092 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0677.04-71-9145-000`

Property Details

APN / Parcel Number

Primary APN	`0677.04-71-9145-000`
Alternative APNs	`0677.04-71-9145 0410185` `0677719145` `0410185`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,772 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Area	140 sqft
Porch	Slab
Porch Area	104 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0410185
Street Address	638 SPRUCE MEADOWS LN
City	WILLOW SPRING
State	NC
Zip	27592-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LO20 ROWLAND MEADOWS PH3 BM2011-00605
Legal Subdivision	ROWLAND MEADOWS PH3
Legal Phase	3
Legal Lot Number	20
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	2
Census Block	2038
Census Tract	53109

Owner

Source: Wake County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 16, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2013 · Amount on Record
Deed Sale	Dec 19, 2013 · Amount on Record
Deed Book / Page	15535 / 2175
Last Transfer Date	May 16, 2022
Transfer Doc	019027/910
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	638 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8310
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19032/1821
Date	May 20, 2022
Book Page	19032/1821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	638 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8310
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19501/1879
Date	Dec 18, 2023
Book Page	19501/1879

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	May 16, 2022
Property Address	638 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8310
Document Number	019027/910
Book / Page	19027 / 910
Map Reference	MB 2011 PG 603-606
Instrument Date	May 16, 2022
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 SPRUCE MEADOWS LN, 638, WILLOW SPRING, NC 27592-8310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8310

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00 (+23.58%)	$480,301 (+50.87%) Land $90,000 Building $390,301	$480,301 (+50.87%) Land $90,000 Building $390,301
2023	$2,502.00	$318,354 Land $50,000 Building $268,354	$318,354 Land $50,000 Building $268,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLAND POND S/D private · serves 363 people · EPA ID NC4092043
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	TOWN OF FUQUAY-VARINA
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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