633 Spruce Meadows Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 633 Spruce Meadows Ln, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,285 sqft · built 2013
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2018)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0677.04-70-6805-000`

Property Details

APN / Parcel Number

Primary APN	`0677.04-70-6805-000`
Alternative APNs	`0677.04-70-6805 0410170` `0677706805` `0410170`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,285 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Garage Area	407 sqft
Porch	Open Porch
Porch Area	262 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0410170
Street Address	633 SPRUCE MEADOWS LN
City	WILLOW SPRING
State	NC
Zip	27592-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LO5 ROWLAND MEADOWS PH3 BM2011-00605
Legal Subdivision	ROWLAND MEADOWS PH3
Legal Phase	3
Legal Lot Number	5
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	2
Census Block	2036
Census Tract	53109

Owner

Source: Wake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 11, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST HERITAGE MTG
May 30, 2018	Warranty Deed, Transfer · Conventional with PMI BRIGHTON BANK ISAOA/ATIMA
Apr 6, 2017	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Book / Page	17141 / 569
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	633 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8311
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8311

Mortgage

Document Number	019533/309
Date	Feb 6, 2024
Book Page	19533/309

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	633 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8311
Document Number	176152496
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 SPRUCE MEADOWS LN WILLOW SPRING NC 275928311, WILLOW SPRING, NC 27592-8311

Mortgage

Document Number	176152496
Date	Oct 17, 2019
Book Page	017615/002496

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 30, 2018
Property Address	633 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8311
Document Number	171410569
Book / Page	017141 / 000569
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	633 SPRUCE MEADOWS LN WILLOW SPRING NC 275928311, WILLOW SPRING, NC 27592-8311

Mortgage

Document Number	171410571
Date	May 30, 2018
Book Page	017141/000571

Lender

Name	BRIGHTON BANK ISAOA/ATIMA
Address	7663 HIGHWAY 51 S, BRIGHTON, TN 38011-7033

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	633 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8311
Document Number	167470364
Book / Page	016747 / 000364
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 SPRUCE MEADOWS LN WILLOW SPRING NC 275928311, WILLOW SPRING, NC 27592-8311

Mortgage

Document Number	167470364
Date	Apr 10, 2017
Book Page	016747/000364

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,441.00 (+23.47%)	$535,013 (+50.73%) Land $90,000 Building $445,013	$535,013 (+50.73%) Land $90,000 Building $445,013
2023	$2,787.00	$354,938 Land $50,000 Building $304,938	$354,938 Land $50,000 Building $304,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLAND POND S/D private · serves 363 people · EPA ID NC4092043
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	TOWN OF FUQUAY-VARINA
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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