638 Simpson St, Florence, AL 35630 Property Records

Lauderdale County property record for 638 Simpson St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (May 2021)
Tax Bill	$907 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-3-003-056-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-3-003-056-000`
Alternative APNs	`099147` `22881` `99147`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	83 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99147
Street Address	638 SIMPSON ST
City	FLORENCE
State	AL
Zip	35630-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100S X 96 IRR .2 AC/C PT OF LOT 11 BLK 538 & PT OF VACATED ST CITY OF FLORENCE SEC 02 T3S R11W PB 1 PG 111
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	CITY OF FLORENCE BLOCK 0538
Legal Block	538
Legal Lot Number	11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2023
Census Tract	10600

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	638 SIMPSON ST, FLORENCE, AL 35630-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Deed Document Number	0202132260
Deed Book / Page	2021 / 32260
Record Updated	Jun 8, 2026

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 20, 2021
Property Address	638 SIMPSON ST, FLORENCE, AL 35630-3545
Document Number	2021/32260
Book / Page	2021 / 32260
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1658, FLORENCE, AL 35631-1658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 COUNTY ROAD 643, FLORENCE, AL 35634-3019

Mortgage

Document Number	202132262202132262
Date	May 20, 2021
Instrument	2021/32262202132262

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+3.42%) Homeowner's exemption	$19,840 (+3.23%)	$198,380 (+3.31%) Land $6,200 Building $192,180
2024	$877.00 (+13.16%) Homeowner's exemption	$19,220 (+4,078.26%) Land $520 Building $18,700	$192,020 (+11.98%) Land $5,100 Building $186,920
2023	$775.00 (+19.23%) Homeowner's exemption	$460 (-96.85%) Land $460	$171,480 (+17.53%) Land $4,600 Building $166,880
2022	$650.00 Homeowner's exemption	$14,600	$145,900 Land $5,100 Building $140,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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