620 Simpson St, Florence, AL 35630 Property Records

Lauderdale County property record for 620 Simpson St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 813 sqft · built 1959
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$28,472 (Nov 2021)
Tax Bill	$582 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-3-003-061-001`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-3-003-061-001`
Alternative APNs	`071319` `46187` `92375` `94718`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	813 sqft Living Area
1st Floor Area	813 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Exterior Material	Asbestos
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	85 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	94718
Street Address	620 SIMPSON ST
City	FLORENCE
State	AL
Zip	35630-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	52 X 85 IRR LOT CITY OF FLORENCE BLK 538 PART OF LOT 10 PB 1 PG 111 SEC 02 R3S R11W .09 AC/C
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	CITY OF FLORENCE BLOCK 0538
Legal Block	538
Legal Lot Number	10
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2023
Census Tract	10600

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1725, FLORENCE, AL 35631-1725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST METRO BANK
Nov 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	0202169412
Deed Book / Page	2021 / 69412
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	620 SIMPSON ST, FLORENCE, AL 35630-3545
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017/43198
Date	Sep 27, 2017
Book Page	2017/43198

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 2, 2021
Property Address	620 SIMPSON ST, FLORENCE, AL 35630-3545
Document Number	2021/69412
Book / Page	2021 / 69412
Map Reference	MB 1 PG 11
Instrument Date	Nov 2, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 W ALABAMA ST, FLORENCE, AL 35630-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1725, FLORENCE, AL 35631-1725

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (+19.51%)	$11,880 (+2,021.43%)	$60,060 (+20.89%) Land $3,800 Building $56,260
2023	$487.00 (+28.5%)	$560 (-92.76%) Land $560	$49,680 (+28.37%) Land $2,800 Building $46,880
2022	$379.00	$7,740	$38,700 Land $3,100 Building $35,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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