638 Silverbrook Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 638 Silverbrook Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1989
Lot Size	0.397 acres (17,279 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Aug 2024)
Tax Bill	$7,215 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`399-250-36-00`

Property Details

APN / Parcel Number

Primary APN	`399-250-36-00`
Alternative APN	`3992503300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	17,279 sqft (0.397 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3992503300
Street Address	638 SILVERBROOK DR
City	EL CAJON
State	CA
Zip	92019-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK V LOT 19 E H OF LOT 16&ALL OF LOTS 17&18& TR 001961
Legal Subdivision	HARBISON CANYON
Legal Tract	001961
Legal Block	V
Legal Lot Number	16-19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15487 S AVENUE A, SOMERTON, AZ 85350-7693
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 1, 2017	Grant Deed, Transfer · FHA Mortgage UNIVERSAL AMERICAN MORTGAGE CO OF C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	2024213776
Prior Transfer Date	Jul 16, 2010
Prior Transfer Doc	0000357549
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	638 SILVERBROOK DR, EL CAJON, CA 92019-1552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SILVERBROOK DR, EL CAJON, CA 92019-1552

Mortgage

Document Number	0000657370
Date	Oct 26, 2020
Instrument	2020-0657370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	638 SILVERBROOK DR, EL CAJON, CA 92019-1552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388913
Date	Sep 9, 2019
Instrument	2019-0388913

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2017
Property Address	638 SILVERBROOK DR, EL CAJON, CA 92019-1552
Document Number	0000053773
Map Reference	MAP1961
Instrument Date	Dec 21, 2016
Instrument	2017-0053773
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SILVERBROOK DR, EL CAJON, CA 92019-1552

Mortgage

Document Number	0000053774
Date	Feb 1, 2017
Instrument	2017-0053774

Lender

Name	UNIVERSAL AMERICAN MORTGAGE CO OF C
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Alpine Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,700 (+2%) Land $510,000 Building $137,700
2025	$7,215.00 (+41.06%)	$635,000 (+49.8%) Land $500,000 Building $135,000
2023	$5,115.00 (+0.63%)	$423,892 Land $223,101 Building $200,791
2022	$5,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1993–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: SDWISP, Verizon.

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