November 2025: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 17, 2025
Property Address
634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Document Number
0000323922
Map Reference
MAP 1961
Instrument Date
Nov 6, 2025
Instrument
2025-0323922
Transaction Type
Transfer
Record Updated
Nov 26, 2025
Title Company
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
650 COLUMBIA ST UNIT 307, 307, SAN DIEGO, CA 92101-6741
November 2025: Grant Deed, Construction Loan
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Nov 14, 2025
Property Address
634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Document Number
0000322874
Map Reference
MAP 1961
Instrument Date
Nov 5, 2025
Instrument
2025-0322874
Transaction Type
Construction Loan
Record Updated
Nov 26, 2025
Title Company
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Transaction
Amount
Amount on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
6805 RADIO DR, SAN DIEGO, CA 92114-1611
Mortgage
Document Number
0000322875
Date
Nov 14, 2025
Instrument
2025-0322875
Lender
Name
ARV FINANCE INC
Type
Funding / Finance Company
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
13 Months
Due
Dec 1, 2026
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
FIDELITY NATL TTL SAN DIEGO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000373008
Date
Jul 13, 2020
Instrument
2020-0373008
Lender
Name
LAND-HOME FINANCIAL SERVICES
Type
Mortgage Company
Address
CONCORD, CA 94520
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 634 Silverbrook Dr was $4,038, up 1.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Elementary School District
Alpine Union Elementary School District (KG - 08)
Secondary School District
Grossmont Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$750,000 (+121.2%)Land $600,000Building $150,000
2025
$4,038.00 (+1.58%)
$339,056Land $112,120Building $226,936
2024
$3,975.00 (-1.68%)
2023
$4,043.00 (+0.65%)
$325,892Land $107,767Building $218,125
2022
$4,017.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 634 Silverbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
9 in force
Nearby Flood Claims
3 (1993–2020)
Claims Outside the SFHA
2 of 3
Most Recent Claim
Mar 2020 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 634 Silverbrook Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 94% of the US · above 79% of California
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source
Purchased surface water from several systems
Last State Inspection
Feb 2022
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025