634 Silverbrook Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 634 Silverbrook Dr, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,704 sqft · built 1987
Lot Size4.68 acres (203,861 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Apr 2026)
Tax Bill$4,038 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN399-120-01-00

Property Details

APN / Parcel Number

Primary APN399-120-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,704 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area203,861 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address634 SILVERBROOK DR
CityEL CAJON
StateCA
Zip92019-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA72
Legal DescriptionSEC 36-15-1E POR
Legal Range01E
Legal Township15
Legal Section36
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1011
Census Tract15502

Owner

634 Silverbrook Dr is owned by two individuals who bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2456 LAKE MORENA DR, CAMPO, CA 91906-1120
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Grant Deed, Transfer · Conventional Mortgage
CORINTHIAN TITLE COMPANY
Nov 17, 2025Affidavit of Death of Joint Tenant, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Nov 14, 2025Grant Deed, Construction Loan · Construction Mortgage
ARV FINANCE INC
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2026 · Amount on File
Deed SaleApr 13, 2026 · Amount on File
Prior SaleNov 14, 2025 · Amount on File
Deed Document Number2026101019
Prior Transfer DateFeb 8, 2010
Prior Transfer Doc0000077658
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2026
Property Address634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Document Number0000101019
Instrument DateApr 8, 2026
Instrument2026101019
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2456 LAKE MORENA DR, CAMPO, CA 91906-1120

Mortgage

Document Number0000101020,
DateApr 13, 2026
Instrument2026101020
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateNov 17, 2025
Property Address634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Document Number0000323922
Map ReferenceMAP 1961
Instrument DateNov 6, 2025
Instrument2025-0323922
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 COLUMBIA ST UNIT 307, 307, SAN DIEGO, CA 92101-6741

November 2025: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2025
Property Address634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Document Number0000322874
Map ReferenceMAP 1961
Instrument DateNov 5, 2025
Instrument2025-0322874
Transaction TypeConstruction Loan
Record UpdatedNov 26, 2025
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6805 RADIO DR, SAN DIEGO, CA 92114-1611

Mortgage

Document Number0000322875
DateNov 14, 2025
Instrument2025-0322875
Lender
NameARV FINANCE INC
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term13 Months
DueDec 1, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address634 SILVERBROOK DR, EL CAJON, CA 92019-1552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000373008
DateJul 13, 2020
Instrument2020-0373008
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 634 Silverbrook Dr was $4,038, up 1.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictAlpine Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$750,000 (+121.2%) Land $600,000 Building $150,000
2025$4,038.00 (+1.58%)$339,056 Land $112,120 Building $226,936
2024$3,975.00 (-1.68%)
2023$4,043.00 (+0.65%)$325,892 Land $107,767 Building $218,125
2022$4,017.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Silverbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1993–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Silverbrook Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 79% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: SDWISP, Verizon.

Nearby Properties on Silverbrook Dr

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