638 Riverwind Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 638 Riverwind Dr, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1994
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jan 2021)
Tax Bill	$1,539 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1500040124`

Property Details

APN / Parcel Number

Primary APN	`1500040124`
Alternative APN	`010545 0016 42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	336 sqft
Porch	Porch
Porch Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500040124
Street Address	638 RIVERWIND DR
City	SPRING LAKE
State	NC
Zip	28390-8394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#39 TRADEWINDS SEC#4 PC#F-283A
Legal Subdivision	TRADEWINDS
Legal Lot Number	39
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1046
Census Tract	70600

Owner

638 Riverwind Dr is owned and occupied by an individual who bought it in January 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	638 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Deed Document Number	2021768
Deed Book / Page	3922 / 773
Prior Transfer Date	May 3, 2012
Prior Transfer Doc	0000007476
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 12, 2021
Property Address	638 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Document Number	0000000768
Book / Page	3922 / 773
Map Reference	CAB F SL 283A
Instrument Date	Jan 4, 2021
Instrument	2021000768
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 TIMBERLEA DR, 101, WARNER ROBINS, GA 31088-7427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 RIVERWIND DR, SPRING LAKE, NC 28390-8394

Mortgage

Document Number	0000000769
Date	Jan 12, 2021
Instrument	2021000769

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 30, 2019
Property Address	638 RIVERWIND DR, SPRING LAKE, NC 28390-8394
Document Number	0000001113
Book / Page	003670 / 000191
Instrument Date	Dec 11, 2018
Instrument	1113
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TIMBERLEA DR WARNER ROBINS GA 310887427, WARNER ROBINS, GA 31088-7427

Tax Assessment & Valuation

The 2026 property tax bill for 638 Riverwind Dr was $1,539, up 42.2% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,539.00 (+42.24%)	$191,381 (+38.39%)	$191,381 (+38.39%) Land $27,050 Building $164,331
2025	$1,082.00	$138,288	$138,288 Land $25,670 Building $112,618
2023	$1,082.00	$138,288	$138,288 Land $25,670 Building $112,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Riverwind Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (2016–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Riverwind Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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